Credit Card Reviews
Canadian Tire Options MASTERCARD Consumer Reviews
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(72 reviews)
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You walk in the Canadian Tire store. You see everyone at special booth playing with a screen. You wait in line to find out what's the big deal, then wait, you participate in silly saving vouchers, better see a promotion on flyers. But by this time, they have you convinced, devoted, committed in their game that you save more if you apply for Canadian Tire MasterCard. Given the highest interest rate, you buy your new toys, later see the bill and regret it. You do the math, you realize you should have used another credit card. So like many others, your put focus HOW DO I PAY OFF CANADIAN TIRE MASTERCARD FIRST? And if you are one of those who took disability plan with their credit card, all the best of luck.
I was offered the card and did get the world elite, with free towing included! If you fill up at their gas bar (I stopped after a bad experience with staff and pump didn’t turn off), or Husky you collect a lot of points. Use at grocery stores and get a decent amount of points. I run a lot through it and it’s easy to make an instant payment at the stores, so good in many ways. Points add up quickly and I find some decent deals often in store. Customer service experience is, well not the worst and not great. Using their app or website is like a slot machine, it works some of the time. Frequently can’t log in. Frequently have to re-login to the points part and always on the credit card part. Often the app shows more cards then you have and won’t show you details, or wrong details. Frequent app issues or non-specific “technical issues” and won’t log in. Have to go to the website which also often won’t let you log in. Even logs in and then log you out without any info or expiation. The usual “technical issues”. These guys can’t make the digital access work reliably. This is over a year now. I often use the app/web access daily and many frustrations and time wasted. They don’t listen to reviews as the app has low ratings and people point out the issues for some time. Simply too lazy or cheap to hire a real developer to fix this.
I cancelled my card after a couple of months. Interest rates are uncompetitive, customer service is lousy, merchandise is limited (no groceries) and their gas stations are few and far between.