Canadian Tire Options MASTERCARD Consumer Reviews

My card was declined for a $20 purchase I went home and checked and realized, I did indeed pay on time, but I in error paid the wrong credit card company. I owed $191 and had $4800 of credit still available. Always paid on time before the mistake I made. I emailed them and pointed out it was disgusting to decline the card for one missed payment - especially in a pandemic where maybe the person is sick and cannot do their banking. Pointed out all my other payments were on time. They replied saying for privacy reasons call them, which I did. Customer service answered well that is the system. In summary, the Canadian Triangle card is an UNRELIABLE CARD. 1) to travel with, considering they decline the card, after one missed payment. 2) the card cannot be used for automatic payments, as you run the risk of all your auto payments declined because of one missed payment, either you could not afford the payment, or in my case, I made a stupid error.

They charge me a $10 fee because I OVER-PAID them $14. The credit card sent to me after the previous expired is not working when I tried to use the card at a Canadian Tire store. I could use the overpayment I made since it is my money. In times of pandemic, they took advantage!

I currently was on hold waiting for a representative for over 45 mins. I finally got a hold of someone and expressed that I have recently lost my job and can’t make my minimum is there anything they can assist with? Lower interest rate, etc? She didn’t even look at my file for more than a minute and told me no. I feel if you want to have a credit card company that cares in a crisis switch to another one!