CIBC Select VISA Card Consumer Reviews

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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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CIBC is by far the best interest rate. Not interested in rewards as this only increases interest rates in my opinion. Over the length of holding the CIBC select credit card
I used to have a Dividends card through CIBC. I didn't like how little it was giving me
Scotia Momentum VISA Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Get this card / Apply online
I am very happy with my credit card because the interest rates is very low i can manage with my salary.
My credit card does not offer any insentives. On top of that my interest rate is quite high. I would much rather like a lowered interest rate with a higher credit limit and provided incentives such as cash back.
The application process was easy, very straight forward.
credit card rewards are of no value to me