Presidents Choice Financial MASTERCARD Consumer Reviews

I'm writing this review because there are almost only bad reviews with these cards, and I have a completely different experience. I have this card because no big bank (TD or RBC) wanted to give me, a newcomer without a credit history, the credit card. I'm with this card for about 2 years. Once I lost the credit card, probably at the gas station, and realized 1 day after. There were already some transactions on my card I didn't recognize. Presidents Choice had no problem to cancel all these transactions. Second positive experience I had just now. We bought flight tickets with Primera Airlines, which went bankrupt. All we had to do was filling in a claim form and send a copy of tickets purchase via email. 4 weeks later I got the full chargeback. I was never waiting on the line more than maybe 3 minutes. Everyone was always professional and knowledgeable. To be honest with you, I didn't expect that free card can have such a good customer service. I like earning points for my groceries, I like that they are always improving their online customer panel. My friends recommended this card to me and they also have only the positive experience.