I can gain points when I shop at the Bay and redeem gift cards right away. It has though high interest and you'd better pay it off right away. I am not using it very often, just when I shop in this store. My main card is RBC Avion.
HBC MASTER CARD Consumer Reviews
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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It is a great time with my use the Canada Hsbc bank master card to buy some goods from the Wal-Mart stores in Canada
the application process for the HBC Master card credit card was easy. the card was recommended by a relative. the card offers good programs