MBNA Rewards World Elite MASTERCARD Consumer Reviews

The World Elite Card - STAY AWAY!!! HIGH FEE AND SUB-OPTIMAL BENEFITS. Only a credit card company I have ever experienced this with where an annual fee is non-negotiable. The $120 annual fee appeared on my card, I called and said we want to cancel and they said, "sorry, it is non-negotiable, we cannot do anything about it". This is only a few weeks after I saw it on the bill! Note there are other cards out there with much better insurance benefits and cash rewards with NO fee. DO NOT USE MBNA. Very bad experience and they have lowered their rewards quite significantly. They will very likely do it again. Definitely not worth the $120 annual fee.