Credit Card Reviews
HomeTrust Secured VISA Consumer Reviews
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(47 reviews)
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Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard®.
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Is this company for real? I've been waiting 3 months for my credit card to arrive! Called a month ago and was on hold forever. I understand they have a backlog, but seriously...
These guys are so disorganized. I've been waiting 8 weeks for my card and have emailed them twice to check on the status. Today they email me saying they need more info?? They want my passport and house taxes plus a bank or credit card statement? Seriously? I've never been asked for any of this and my credit score is perfect. Unbelievable.
Tangerine World Mastercard®
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard.
What else will you get:
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Mobile Device Insurance
Get this card / Apply online
Home Trust Preferred Visa Totally the worst company I have ever dealt with for a credit card. Sit on the phone for 40 minutes and then get no answer to the question or problem. Take 2 months to send a credit card and you don't know if you approved for the whole 2 months. When expedited, they had a problem making the plastic card and don't inform you that it is not going to arrive by Purolator as expected. Have spent over 5 hours on the phone and get absolutely no resolution. They are great at giving you the runaround. Will drop them as fast as can be, when any other card company in Canada offers a no-fee foreign exchange on foreign currency purchases.
I made a mess of my credit back in '02-'03, and had been slowly paying things off and clearing things up. It wasn't until I got Home Trust's secured visa and put $500 on it, till I saw a big difference in my rating. I made small purchases and paid them off IN FULL every month, as soon as I got my bill. I upped my credit by adding $200 more to make it $700 and my credit score went up again. For 3 years, I always paid that card off in full every month and now I was able to finance a car, get a line of credit and my own little $700.00 unsecured credit card. If you're serious about fixing your credit, get this card and utilize the benefits of it for the sake of your credit!
Ten years after I had my card I've been told a 681 .00 balance is owing! It showed up on my credit rating in 2017. I had my card in 2007 and they have my 1000.00 deposit. Go buy yourself a cheap car to rebuild your credit or even finance a piece of furniture. They guys will screw you with fees. I've been fighting with them for months and I can't get a response that justifies their 10 years later fees!!! Run run run!
Tangerine World Mastercard®
Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard.
What else will you get:
- Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
- No limit on the amount of Money-Back Rewards you can earn.
- Change your 2% Money-Back Categories to suit your spending.
- Mobile Device Insurance
Get this card / Apply online
Fair rates. I didn't get any rewards program with my card. Application was straight forward and the card was sent to me fast
What the heck, applied for this card 4 months ago, still nothing, forget about calling them, you will be on hold for an hour and then hang up, what a joke