Intact Insurance Motorcycle Insurance Reviews

Renewed motorcycle insurance with Intact in April 2021. Paying well over 700 dollars per year. Met a person with a bigger motorcycle and when comparing insurance costs found out he was paying far less than me. I contacted his insurance company and got a quote for 154. Before cancelling with Intact I called to find out the penalty for cancelling early so I could make an informed decision. I was told they would take 1 extra month. That's all I was told so I assumed you took the 12-month cost and divided it to get the monthly cost and made my decision to cancel early. BUT that is not how they work it instead of 300 dollars I got 74 because most of the cost you pay is in the summer months when you use it the most. I never would have cancelled early to take a loss of over 200 dollars but their response to my many phone calls to questions and complaints got me nowhere. Don't use this company!

I got a motorcycle insurance policy with these guys a couple of years ago. This past year my premium went up over $100 with no claims or explanation. I decided to shop around and found a better rate (just over 1/2 the cost). My Intact policy expired the end of May (the policy was paid in full from the end of the previous May) As a courtesy, I sent them an email a week later to say I would not be renewing. They sent me a registered letter saying they were cancelling my policy for non-payment and that they were setting the cancellation date to early August. They sent me a bill for over $450 to cover the time from the expiry date (end of May) to their new made-up cancellation date in Aug! This is nothing short of criminal and I would steer clear of this poor excuse of a company at all costs!

Purchased a liability coverage for the year on atv. After one month the unit blew up. Called to cancel the coverage which was only used for one month of twelve, and was told there is no refund???? No explanation however it can be transferred to a new unit. Been using this company for 10 years on the same atv. Stick to local insurance companies where you can talk to a person and rectify problems face to face.