Intact Insurance Motorcycle Insurance Reviews

Renewed motorcycle insurance with Intact in April 2021. Paying well over 700 dollars per year. Met a person with a bigger motorcycle and when comparing insurance costs found out he was paying far less than me. I contacted his insurance company and got a quote for 154. Before cancelling with Intact I called to find out the penalty for cancelling early so I could make an informed decision. I was told they would take 1 extra month. That's all I was told so I assumed you took the 12-month cost and divided it to get the monthly cost and made my decision to cancel early. BUT that is not how they work it instead of 300 dollars I got 74 because most of the cost you pay is in the summer months when you use it the most. I never would have cancelled early to take a loss of over 200 dollars but their response to my many phone calls to questions and complaints got me nowhere. Don't use this company!

I got a motorcycle insurance policy with these guys a couple of years ago. This past year my premium went up over $100 with no claims or explanation. I decided to shop around and found a better rate (just over 1/2 the cost). My Intact policy expired the end of May (the policy was paid in full from the end of the previous May) As a courtesy, I sent them an email a week later to say I would not be renewing. They sent me a registered letter saying they were cancelling my policy for non-payment and that they were setting the cancellation date to early August. They sent me a bill for over $450 to cover the time from the expiry date (end of May) to their new made-up cancellation date in Aug! This is nothing short of criminal and I would steer clear of this poor excuse of a company at all costs!