Intact Insurance Motorcycle Insurance Reviews

Renewed motorcycle insurance with Intact in April 2021. Paying well over 700 dollars per year. Met a person with a bigger motorcycle and when comparing insurance costs found out he was paying far less than me. I contacted his insurance company and got a quote for 154. Before cancelling with Intact I called to find out the penalty for cancelling early so I could make an informed decision. I was told they would take 1 extra month. That's all I was told so I assumed you took the 12-month cost and divided it to get the monthly cost and made my decision to cancel early. BUT that is not how they work it instead of 300 dollars I got 74 because most of the cost you pay is in the summer months when you use it the most. I never would have cancelled early to take a loss of over 200 dollars but their response to my many phone calls to questions and complaints got me nowhere. Don't use this company!