Presidents Choice Financial World Elite Mastercard Credit Card Reviews

Opened an account in Feb 2022 and was issued a “World Elite” account with $2500. I used it and paid it off in full weekly for months - just for the points (which aren’t all that great)…The month that I leave $400 on it (October 2022), they slash the limit to $1000 with NO NOTICE! After a 53-minute wait on the phone, I paid the $400 in full and closed the account. Stick to the big banks for these types of accounts, if you want to avoid these ridiculous occurrences! Far too many others are complaining about this same topic! Wow.

This card is a catastrophic nightmare!
The card has hidden limits that they don't disclose to you, so for instance the credit limit of the card may be $1000 but then it's cash advance withdrawal limit is $100 and the worst part is that they don't tell you about the fact that the cash advance withdrawal limit is different than the card's credit limit and if you accidentally max out the cash advance withdrawal limit, they will immediately freeze your card and to get it unfrozen you have to send them all sorts of documents and at the end, there is no guarantee that they will even unfreeze your card.
Their app is really glitchy, it will constantly lock you out of the account.
The customer service quality is absolute trash, and the wait time to get hold of customer service is a minimum of 2 hours.
Do yourself a favour and don't get the card.