Walmart Rewards Mastercard Credit Card Reviews
Looking for the best Credit Card?
FilterMost helpfull reviews
Are you interested in?
When you're behind on your bills they call up to 8 times a day. When you pick up no one is ever there... If you let it go, they leave blank messages in your voicemail. So how the hell are you supposed to talk to someone for support? It's horrible.
Access to your account is nonexistent as they have no app support to view anything. Everything must be done through a web browser. It's nearly 2023. Why is there no app support?!
Payment to the card is terrible compared to other cards. Need to go to the store, e-pay or e-transfer.
I have had my Mastercard for 4 whole days and already have a hold on it. When I called, the agent said they couldn’t help me as it was too close to closing time and they would call me tomorrow. My card has been shredded and sent back to them.
I will never deal with Mastercard again. Thank god for Visa.
Scotiabank® Gold American Express® Card
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
Get this card / Apply online
To all the customers, who are reading this review right now, please don’t purchase this Walmart Rewards Mastercard. This is a total waste of time. The cashier in the STC somehow convinced me to get this card. Didn’t even explain clearly. She was just saying I just need your ID and you can get this much discount. She did not even say about this card. Later on, when I came to know about this card, it was too late. After 11 days, I got my card. I called customer service to activate it. But when I tried to register on the site. I was not able to do this. Even after so many tries. I called 3-4 times to customer service again to know the reason but every single time they told me to try again 15-20 minutes later. I tried for 5-6 hours. Still not able to register so that I can pay for the bill online. What nonsense! I will cancel this card soon. One of the biggest mistakes!
I had a Walmart Rewards MC it was fine until they upgraded to the World Mastercard. Then two fraud attempts. At the latest, I’ve been overcharged for a cheque in the USA for $5988.00 and I’ve never been to the USA and don’t have a passport to go there. The Walmart fraud department has been useless telling me they will cancel the amount on my statements but then it still shows up when I call for my balance. I phoned this morning and explained to three people my situation and the last told me she will call me tomorrow after she investigates again. No sense talking to Walmart Financial customer service. Stay away from these crooks, they lure you in with rewards points and then rake you over.
I can't get open my account. I have to call all the time and tried all the apps but no good!
Scotia Momentum Visa Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
Get this card / Apply online
I phoned their customer service because the tap feature stop working (the Representative didn't speak clearly). I ask for a replacement card but the representative wants me to wait until I get my renewal card 6 months from now 🙄. I insisted to get a new one send to me. Then the next day my current card was deactivated without notice. Poor system and phone sound quality are very poor.
Walmart is a terrible company to hold a credit card with! Terrible customer service which ends most of the time with unresolved issues, or drops calls!
I've called dozens of times to resolve issues, still not resolved, and on my most recent call, after 27minutes of time to dispute transactions AGAIN, the call went silent, as if put on hold, as the call was still showing connected, but no one returned to the call. After 10 minutes the call went to their survey and my issues again were left unresolved.
I actually found out during the call that I was refunded one of my disputed charges from a company months ago, yet not reversed and given back my interest from Walmart for this disputed charge, totalling $26 in interest.
I asked why it had not been credited back to me and they replied " it had not been applied to date". I asked for it to be applied, given they had already 3 months to do this, and she said she'd credit me $20 in interest and apply the $6 and change to my Rewards Balance! After telling her no, and asking why I would not want all my interest back, for a charge I never agreed to, just $20 of my interest charged back and $6 I would HAVE to spend in my REWARDS BALANCE where she would apply it, she could not answer why and told me ok she would put reverse all the interest, my call went silent. Unresolved AGAIN...like every call I make.
Their online site gives you minimal information...not ALL the information YOU should have.
They charge ridiculous interest!
To make a payment, it is not easy... and even when paying at their store, with cash, it took my payment 5 days to be applied to my card, when it should have been that same day, as I am informed it should take!
They are wrecking my credit, while It is not responsible, but THEM, for not dealing with disputed purchases, not reversing interest and fees when they should, and NOT treating their customers fairly, and in line with their contract details!
We need to get together and find a legal group to fight this! Why are we paying these high-interest rates, dealing with their issues, and having our credit hurt, when they ARE NOT ABIDING BY THEIR CONTRACT RESPONSIBILITIES?!
In addition, customer representatives fail to give you their names most of the time. The last one said they were forwarding me to ANOTHER department, even though she was the department I needed, and when I asked for her name, she hung up the call on me.
Why is it sooooo hard to find my statement, just want to know how much I owe?
Scotia Momentum VISA Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Get this card / Apply online
I kept getting multiple unauthorized transactions to my account every month. When I noticed it the first time, I called them (since it was the only way to reach them at that point) and, over the phone, they promised to cancel those transactions along with my account/card. The fraudulent transactions were reverted through negative balances in the next month, but the account/card was not cancelled, and these transactions found their way to my account AGAIN the following month. I've been having hour-long calls with them every other week on average to cancel these transactions and the account+card. Ongoing battle. Avoid if you value your time and credit score!
I am giving this card no stars for it is the worst automated service and also customer service.
When I received my bill I saw 2 charges on my bill from the states. It was regarding free samples I ordered from a site They charged Walmart Mastercard 2 charges over $100.00 within 2 weeks apart. I phoned Mastercard the automated service would not let me in because I changed my phone number. after phoning frequently I finally got customer service. I referred to the Dispute department. The agent said she would have to check my records and would call me back. I waited 2 days no callback. I phoned again the agent said again they would give me a callback. No callback... I phoned again this time they did not get my pin and was referred to the automated service. What did I get the survey at the end of the phone call. I phone again. I finally get the Dispute department. The girl could not speak English all she could say is Dispute, Dispute. I told her to give me a new card with only five hundred limits. She said something I did not understand. I waited for my new card. No new card just a bill with 2 new charges and the kick-off she upped my credit limit. So I phoned again no pin was transferred to the automated service again. Got the survey again, and phoned again by this time I was furious so I told them that they caused the charges and would not pay the bills.