Economical Insurance Auto Insurance Reviews

My daughter recently got into an accident that was 100% not her fault. The problem started when the car was written off, and they lowballed me on the offer. I did some research online using the Canadian Black Book and found out they were offering less than half the value. When I pointed this out to them, I was told that they were sticking with their process (I think they find the 10 cheapest comparable cars and give you the average price) and that they would send me forms to submit a dispute. I had receipts showing that I had spent more on repairs in the last 18 months than what they were offering me. Didn't matter. No discussing it with them. With previous insurance companies, there was always some back and forth discussion, and some compromise. Not here, just a take it or leave it attitude. The worst insurance company I have ever dealt with. Since the payout is so low, my daughter cannot even get another comparable car.

I was with Economical/Perth for 2 years needing insurance after moving into Ontario. I got in accident that clearly wasn't my fault. They keep trying to twist stuff to their narrative and ignore hard physical proof to contrary so they can call me 100% at fault. Of course, I am fighting this all the way to top if necessary. They are rude and very inconsistent on top of that. They are the definition of customer service breakdown.

Wish I would have read all these reviews before purchasing. Shame on me. Took days to get a response back from the claims person, even after repeated messages and emails by me. The claim has been completed. Not going to sign up with Economical again. So frustrating. Oh, and the dude wasn't that polite.

Be aware of their incompetence and negligence when they process a claim. Sure they are cheaper but I regret going with them after a horrible and painful claim experience

I was rear-ended and my car was written off after owning my car less than 3 months. Family (Economical) tried to lowball my claim even after spending countless hours and providing multiple sources of proof as to the value of my car. At the end, I was still woefully out a good chunk of my original purchase price. Upon my renewal of my comprehensive insurance (not that I was ever going to deal with these guys again) my broker informed me that Family would have been charging me approximately double (no, I'm not exaggerating) what I ended up paying from a provider I was referred to deal with. GOOD RIDDANCE !!

I only gave them one star because I can’t give them zero. This is by far the worst insurance company to ever deal with. They are all liars and do not return your calls, And their mechanics they recommend “fix auto” messed up my car. A week after me getting my car back I come to find out the engine light is on and had to put $700 in the car for the first time since I owned it. Secondly, they told me they switched the front tire. The first thing my mechanic said to me was my front tires were bald. Then I came to them about another part that didn’t match the other side of my car and he told me the left side is not supposed to match the right side. When I approached the insurance company about all this, they basically discredited everything I said and stood behind the lying mechanics and lying employees! Horrible customer service, horrible corporation, nowhere close to accommodating, misleading in every way! This company should be shut down for good! Disgusting how a corporation that’s designed to protect people could be run soooo poorly!!! P.S.: this is my 4th insurance company I am not new to auto insurance and this one by far takes the win !!!

I had insurance with this company when I wanted to cancel my insurance they charged me $500 for cancellation, their service not good.

After trying to set up a policy they changed all the requirements as were at the dealership. On top of that, they quoted us at 3,686 a year and that was with a 30% discount which I might add, she couldn't give us the full original cost before the discount because they don't offer non-discount rates. Called a broker and in 5 minutes he got us a quote for over $700 less with no discounts. I would rate 0 stars if I could. The company with uneducated employees.

This company is awful. Instead of trying to keep me they decided to increase my monthly rate. No claims with them ever and that's how they say thank you. Now I am trying to cancel the policy.
Go somewhere else!