Car Insurance Reviews

Economical Insurance Auto Insurance Reviews

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(222 reviews)
Economical Insurance
1.4 out of 5 stars:
Customer service:
Value for Money:
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Put in trouble where is no chance to survive

by YULIIA TRETIAK on Apr 17, 2024
1 out of 5 stars

I booked insurance with Scoop, all was going okay.
After 1 year, they change my payments to pay for 2 months in advance.
I was paying last transaction 27 February.
Once a sudden, I'm receiving email that my insurance canceled due to non-payment.
I was not sleeping 2 nights to call broker to call economical.
They firstly could not see my transaction.
Then they ignore at all.
2 days in advance, they let me know that I can't drive anymore.
My family from Ukraine came, and I can't help them, I can't help myself, I can't drive to work, I'm in the middle of nowhere.
While my city is bombarded in Ukraine, I'm bombarded here with horrible attitude and 0 help.

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This review is for both Home and Car Insurance

by Ken on Apr 3, 2024
1 out of 5 stars

Car Insurance - a year ago, I had someone hit my car. The adjuster contacted me and I had to do his job, take all the pictures and send them to him, no one ever looked at my vehicle. I told the adjuster I was not getting my vehicle repaired under insurance until the other person claimed fault for the accident. The adjuster kept trying to pressure me to take my vehicle in to be repaired. I finally had to call my broker to get them off my back. After 3 month it was finally settled. The quote from the body shop was $850.00 but someone sitting at a desk decided it should cost $1150.00 so they gouged another company out of $300.00. New cost for 2024 increase of 16%
Home Insurance - My renewal in Feb. 2024 the cost for the year increased 61.2% for no reason. There were no claims against my insurance. Water damage deductible increased from $500.00 to $2000.00
When I looked at my policy to cancel, I noticed my first payment started March 15 when my policy started Feb. 15. My original broker sold to Economical a few years ago, and I thought nothing changed because my payments came out each month. But somewhere along the way I got ripped off a months' payment for Home and Auto. I have never known any Insurance company to give you Insurance starting one month, but having to pay until the next month.
When I canceled my Home and Auto the papers were signed through DocuSign and the following month (March 15) they took out another payment, it was bad enough having to pay them Feb. 15 and having to pay a new company for the same period. When I contacted the broker, they said they did not receive the forms through email. After a week or so of emails when I said I had enough, and I was going to give all the email including the one returned with the signatures to my Lawyer, and they could deal with him. In the next hour the signed form shower up, they said it was misfiled. On March 15 they took another payment from my account, so the broker was still slow in getting the papers in. I had my bank cancel the transaction and the money put back in my account.
I would not recommend anyone doing business with this company and on your renewal papers check your monthly payment plan. It would have been a rating of 0 if I could have given it.

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A very positive experience in the circumstances

by JS on Mar 20, 2024
5 out of 5 stars

Reading the reviews here, I was not sure choosing Economical (Definity) had been a good idea until I needed to file a claim last month because of an unfortunate fender bender where we needed to have our car repaired.
From the first call to place a claim to the discussion with the adjuster to having our car repaired through a reputable body shop, everything went very smooth.
Every agents I spoke to were helpful and polite and customer oriented, specially an adjuster who was caring for our claim.
I truly wonder why all those bad reviews, but it does not reflect my experience.

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Price gouging

by Had enough on Mar 9, 2024
1 out of 5 stars

This is one of the worst companies I have ever dealt with. Every year they up your insurance and your content insurance $40 each. I have never had a clam in 3 years. Do not go to this company I’m leaving them as I’ve had enough of the price gouging greedy company.

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0 Stars for Economical

by Sarah Khatau on Feb 27, 2024
1 out of 5 stars

Had the worst experience with them after filing a claim (not at fault)
They made me call the body shop and wouldn't deal with them directly.
They wouldn't answer emails, calls for weeks on end.
Failed to tell us my car was fixed 2 weeks after the fact.
Absolute garbage company, switched right after this experience.

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Horrible experience

by A-E on Jan 25, 2024
1 out of 5 stars

after 11 years begin their client, when an accident happened, the service I got from them was frustrating, horrible.
Ignoring my emails and no communication from them.
I have 2 horrible experience with this company.
Ripped off

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Cannot cancel by phone or email from out of country

by Anne on Jan 16, 2024
1 out of 5 stars

I needed car insurance for 6 months and now have paid an extra 3 months and they will not send me a form to cancel!!!
I have called twice from Australia and email errors from here. So these criminals are still trying to collect and the vehicle is in storage since November.
What the hell????

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Terrible company

by JackH on Jan 3, 2024
1.5 out of 5 stars

They send out a million letters in the mail, ones with the same information. They’ll email you but only 2 weeks after they’ve made the official letter so basically your finding out Information 2 weeks late so they cancel your policy even when you’ve made the payment.

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Auto & Home insurance

by Dissatisfied on Dec 28, 2023
1 out of 5 stars

Customer service is terrible for both auto and home.
They are expensive to boot.
They did not approve a home claim and had no expense when it was fixed. They threatened to cancel the insurance if the problem was not fixed by a certain date- even thought the supply chain problem caused major problems for getting workers to fix the problem.
The non-accepted claim was recorded as a bonafide claim.
After a car crash, the adjuster would not check out a witness' statement. Which may have altered the settlement.
He did not answer many e-mails. Very bad experience. Very bad adjuster.

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