ICBC Auto Insurance Reviews

I have never in all my born days been so disappointed in an insurance company as I am with ICBC from cost to service. ICBC is an empirical and outdated system with no competition to keep them in their place and costs affordable. Absolutely shameful when it comes to reasons for increases, discounts given, it's all about them, not the customer.

I got reared ended by another driver! So frustrated and adjuster was just horrible. He played games with documents and would accuse me of things without even reading the reports from the health care professionals. I emailed his supervisor and requested someone new. She refused. All the damage to my wife/me are in our muscles so we can't get a serious claim unless we wait for a year to see what is happening. The loss of quality of life isn't really a consideration unless something is super serious. I'm pretty frustrated with the overall process. I want a different option.

The recent changes to ICBC were paraded out as rewarding the "good" drivers while getting "bad" drivers off the road. I have a spotless driving record (both incident and infraction free) of over 30 years end had the full discount. Now, I find out my insurance has gone up over 30% under the new system and my driver rating is what the broker called "average!!!" What would one have to do to get an excellent rating? The Broker could not explain why the cost had gone up and had no knowledge of how the cost was formulated. I would be far better off going third party which is where I will take my renewal.

I am a driver with a perfect record who had the full discount under that system. Since the change this year I am considered a driver with 17 years experience and still have the perfect driving record. I was shocked when I went to renew this year as good drivers were supposed to save money. It went up another 80 bucks from last year. I nearly had a heart attack as I drive a 2003 Jeep wrangler Sport with a perfect record and years of experience and I'm paying 2006.00 dollars for the year. In comparison, if I was living in Alberta it would cost me around 600 bucks full coverage for the whole year. To pay that much on an old vehicle is criminal and shows just how corrupt ICBC really is. To give you all contrast I was curious about what it would cost me to Insure a brand new 2019 Jeep Wrangler Sport with all the same coverages I have now. This is where it gets interesting and even made the agent sit up in her chair and wonder what is going on. So the quote on the 2019 Jeep was 2236.00 dollars, only 230 more than my 2003 Jeep. They cost basically the same even though one is a 2003 and the other is a 2019? How is this possible? If I had the money I would sue them for there massive corruption. We need private insurance today in B.C and ICBC needs to just go away. They have zero competition and are run by a bunch of crooks who are all padding bank accounts until the ship goes under. It would also be nice to give zero stars for the rating or even a negative rating as ICBC keeps showing that they are unable to run an insurance business effectively.

The prices for automobile and motorcycle insurance in BC are at LEAST double Alberta (which has private auto insurance). An example is a Kawasaki motorcycle that cost $8000 (very fuel-efficient) costs $294 for 3 months for the most basic insurance you can purchase from ICBC. In Alberta, it would cost $120. It takes about 1 hour to renew a license at ICBC and at least 35 minutes to renew an insurance policy. Their computer system is redundant and not user-friendly so the amazing ICBC representatives are doing so much work for nothing but angry clients who have no say.

They act nice talking to you, then when finally get into details they change into a money-hungry monster saying wrong accusations of what had happened even though a video was sent for them to see. Claim adjuster last words to me were talk to my manager because they can't make up enough stuff to say that I was wrong. After defending myself, the claim adjuster doesn't even email me back and just keep me in the cold. Horrible company.

One year my insurance is 251$ a month then it’s 785$ a month for one minor at-fault claim that there was no physical damage to either car, minor as they get. No one asked for photos of my car or anything. I’ve talked to at least 4 different brokers now and no one knows what is going on. ICBC are thieves and will do anything to screw you over. They are making it impossible for people to afford insurance in BC!

Inefficient, ineffective, arrogant, rude, and that's just the employees. Don't get me started on the company. They want your thousands every year but treat you like a criminal when you make a claim even when it's not even your fault! Why don't we have more competitors?

It has been 2 weeks since my dad is without a vehicle and the estimator for ICBC came with a below-average (very low ball offer). After emailing him yesterday about what I am expecting for the vehicle, he still didn't respond.

ICBC is the worst company ever I’ve seen. Poor customer service, no accurate procedure to identify fraud claims, and very expensive. Why we should have the ICBC monopoly in BC and no other insurance company is allowed to compete with them? That’s why they charge people whatever they want! They don’t have any competitor!