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SGI sask was the worst ever to deal with. I fought hard with SGI as originally they said if the car wasn't found, I wasn't covered. Why to pay for insurance then? My car that had been stolen, luckily week later was recovered, where SGI again claimed that I'd be responsible as there was damage to the car. I talked to my lawyer and as soon as mentioned that, they said we will cover it but you are liable for the deductible. I was so angry with SGI... I agreed on that...
These guys are chintzy bleeps, complete morons and will bleep you over cross-province whenever they can recommend that you choose not to live in Saskatchewan specifically to avoid these bleepy bleeps. It's no wonder Sask drivers are known to be the worst across Canada. Live in Alberta, got seat belt tickets which require you to take a defensive driving course. It's my bleeping life first of all, who are you to tell me to protect myself in that manner, secondly a bleeping driving course for not wearing a seatbelt. How about a course for crashing or running red lights, how about proper signalling. Like I said, no wonder Sask drivers are known to be the most terrible drivers in Canada.
I was driving outside of the province not for the purpose of work or school, but had moved to Calgary in 2013. I didn't realize there's some unknown, unmentioned clause in SGI rules that is the registered owner must immediately (as in the second of) using the vehicle to leave the province make an address change and receive a Saskatchewan license with an Alberta address? Since I didn't do that I was denied my claim. They will try anything they can to get out of paying. And everyone who has a claim denied isn't ineligible, it's a horrible company