Car Insurance Reviews
AMA Auto Insurance Reviews
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(71 reviews)
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Don't deal with AMA. They are extremely overpriced. I was quoted $250 a month for insurance for my car so 3 grand a year... for a car worth only $5500. I managed to get it down to $190 but that was with a $1000 deductible and took basically everything off my insurance except comprehensive and collision. Went to TD insurance and got insurance for $133 a month with $250 deductible, totally covered and accident forgiveness.
Please take my warning and do not deal with them. Their customer service is horrible. I paid my January's insurance (as my new one with cheaper insurance starts feb 1) and they want to charge me another $104 for I don't even know what to be honest and I don't know why it can't come out of my deposit I paid when I started with them. I spent 15 minutes trying to get the lady to explain it so I can understand and she basically told me "well it makes sense to us" after I said this makes zero sense to me. I still don't understand why I'm getting charged this but it's easier to just pay it then keep fighting it.
Seriously though do not deal with AMA. I am now with TD and they're a lot cheaper.... 120$ a month cheaper.
Don't deal with AMA. They are extremely overpriced. I was quoted $250 a month for insurance for my car so 3 grand a year... for a car worth only $5500. I managed to get it down to $190 but that was with a $1000 deductible and took basically everything off my insurance except comprehensive and collision. Went to TD insurance and got insurance for $133 a month with $250 deductible, totally covered and accident forgiveness. Please take my warning and do not deal with them. Their customer service is horrible. I paid my January's insurance (as my new one with cheaper insurance starts Feb 1) and they want to charge me another $104 for I don't even know what, to be honest, and I don't know why it can't come out of my deposit I paid when I started with them. I spent 15 minutes trying to get the lady to explain it so I can understand and she basically told me "well it makes sense to us" after I said this makes zero sense to me. I still don't understand why I'm getting charged this but it's easier to just pay it then keep fighting it. Seriously though do not deal with AMA. I am now with TD and they're a lot cheaper.... 120$ a month cheaper.
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We have been with AMA for over 50 years. We have had quite a few claims over this time period. The agents are always very helpful, professional, and understanding. The agent processed our recent claim quickly. She provided us with a list of authorized body shops in our area. She advised of additional coverage such as a free rental car during the repairs. She even booked the rental for us. AMA always provides value for the money. We would not go any place else for our insurance needs.
AMA has given us a competitive quote on a car/home package. However, when I was involved in a fender bender where the other party was claiming far too much, they readily paid out what was claimed rather than investigating. When I insisted on looking at the damage the other party was paying, I found they were accepting fuzzy photos sent by the other insurance company which showed nothing. I left them feeling they had no interest in protecting my interest but just simplifying things for themselves at my expense.
I've only had one insurance claim with AMA and it was a good experience. i had $8000 dollars of cosmetic damage from severe weather and within 2 days my insurance appraisal was complete and was instructed to proceed to finding a repair shop. ill be the first to admit AMA is little on the pricy side but i have never had an issue with customer service, lack of transparency, registration of vehicles and insuring of vehicles/home. if you are looking for cheap insurance, there is a reason you get cheap insurance.
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Please do not use this company if possible, they are very selfish people. Just because my company is registered under my address, they declined my house insurance. Also, they refuse to cancel my car insurance and keep charging me for car insurance.
I was insured with AMA for 3 years. Satisfied with their service, but they always raise monthly payments, does not matter if a customer had a collision, or not. Too expensive!
I have been a client of AMA for almost 5 years and to be honest I dont know why I stayed so long. Ive had one claim that they put me at fault because they were to lazy to contact the at fault drivers insurance company. This put my monthly amount up to $220 for a single driver and one vehicle.(no previous accidents or tickets) I recently decided to change insurance companies and I feel stupid that I didn't sooner. AMA has screwed up multiple times on my billing, on my claim, pretty much everywhere they possibly could. When I went to my new insurer they said I had no accidents on my record. (AMA screwed up again surprise surprise) I went to cancel my insurance through AMA and they wanted to charge me $120 bucks cause I haven't given them enough of my money! Im glad I switched because now I pay $80 a month for the same coverage!!! (Switched to RBC Insurance and the associate was very knowledgeable and helpful!)
If you have a good driving record in AB, you should pay around $110/month (women - $105/month and men - $113/month). Do you overpay? Get an Alberta car insurance quote to start saving.
ONE thing they have to do, just one. Send the application for signing! 3 attempts later for ME to tell THEM to send me docs for signing, and they still can't get it right!
at one point the doc they sent me was to cancel insurance- not sign up for it!! monkeys on the phone, and the supervisor was no better!!
I don't know what happens if you have a claim, but a child could email a document, these dummies, well, i dunno whats going on!
I will switch next year.
AMA has nice people working there but the insurance rates are completely out of line. They wanted to charge me $1,300 and this is without any claims, traffic tickets, or damages. I started with paying less than $1,000 /yr. There's definitely something fishy going on. Shop around. Don't choose AMA