Cooperators Auto Insurance Reviews

They've been my auto provider for the past few years. I wanted to take a break from coverage as I was away for work for a few months. Then when I started back up they upped my rate without telling me and it was a hassle every step of the way with them. Changed providers and am paying half as much.

I have been with a Cooperators for 4 years. Their lack in attention to detail is terrible, I was repeatedly charged for items that I had asked to be removed from my policy (e.g. windshield protection). My recent renewal really put me over the edge. The customer service representative indicated that I had to pay an addition $1000/year for the next three years on my husbands auto insurance because my husband had received a distracted driving ticket. A ticket where he was sitting a stationary vehicle that was off!! The representative indicated that the increase to premiums as a resulting of tickets/convictions was 5 - 10% depending on what it was for. The representative couldn't provide any concrete answers or information why my premium was going up by 35%, said it was too bad for me. Too bad for the Cooperators, I will be taking my business elsewhere.

I purchased insurance last year from this company. In April I was robbed and my credit cards with everything else in my purse were stolen. While I awaited replacements for my stolen cards, the time passed for payment and the payment was missed. I had trouble getting to everyone in time. However, when my new cards came I called them and gave them the new number. They got the payment two weeks late. In May, they closed my policy the day before the payment was due, instead of withdrawing the funds as per the automatic withdrawal agreement I had signed with them. They didn't let me know they cancelled my policy until I called them in the fall. They told me my insurance had been cancelled. I was at the hospital in another city with my disabled son. But we got it going again and again, in September they cancelled the policy the day it was due instead of withdrawing the funds from my credit card again. Each time the amount was increased. Now I know of at least two other people they have done this to also. Now my record is stained as a non-payer. But their negligence in not auto withdrawing the funds isn't me not paying. And they do not tell you they have cancelled the policy. I called in January and found this out. Also, I have a GIC with them, that they have no trouble withdrawing money every month. And the receptionist refuses to let me speak to the broker. I called to make changes, and now I just want my money out and have no way to access it. Also, be careful with your personal info. They contacted my estranged husband for some information.

Not only they are not aware of Western Etiquette on the phone and in person but also they are not English proficient (incomprehensible pronunciation due to a heavy Chinese accent). They are trained to talk to you over and be rude. Very slow service that will require you to call many times or wait on the phone forever to get them to provide information. They play dumb all the time to waste your time.

Very expensive, poor service, when I changed my address from Windsor, Ontario to Montreal, Quebec they almost doubled my auto insurance like $450. Even Montreal has the lowest auto insurance (in fact whole Quebec region).

I get in an accident, my fault. Very small for an accident maybe $10.000 total and most importantly no one was hurt, also no tickets we went to the collision centre. We both fill out all our information shake hands and leave. I was with another insurance company for 10 years before I always have insurance and I switched to the Co-operators a year ago to join my laws policy(cheaper) I call the Co-operators claims who say my account is frozen and to call my branch and they can unfreeze it. I call my branch and explain she says - "oh let me see why it's frozen", then says - "oh your account was suspended 2 months ago. Your girlfriend started a new account with the new car she bought with a new policy." Which made the old policy expired because she was the primary account name which puts me out of insurance. I give my ex as much as I possibly can for our daughter which car insurance has always been a part of. The Co-operators won't do anything they sent a registered letter which is all they say. No phone call or email. Trust me my ex could got me in touch with them if she wanted.

I called to get an auto & home insurance quote and spoke with a representative there. First, he had trouble hearing me, that we managed to figure out. Then he started to ask questions and I gave him trust answers base on my current family situation but he accused me of not answering truthfully. I asked what he meant by that and he said I didn't give him a true answer. What? I was calling after 1 year to check their prices and my family situation isn't the same as it was a year ago. Why he told me I lied... I asked if I could talk to someone else because he was very rude. I asked for his name too but he hung up on me. I called back and requested to speak with a supervisor or manager to complain about it but switchboard said that's no possible and I only need to speak with the next available representative. I didn't want to end up speaking with the same person again so I choose to write my complaint here. Extremely rude people. I will never call them again. I am a person with an excellent credit history and driving record so I have many other options to choose from. It is not my lost! But it was my insult indeed!

One of the worst insurance providers in the Canadian market right now doesn't update you about your policy changes, doesn't tell you when your contract expires and when confronted does not give you a right answer. Oh wait, the most important pointer in this list of deranged services is that they say they will call back with a solution to your problem but they never do!

Do not use the Co-Operators! My company is in contract with the Co-Operators for a couple of years. They kept changing the policy without letting us aware of it. The coverage for all the Paramedical services such as Chiropractor, Physio, Registered Massage Therapy, Acupuncture etc suppose to be 100% with a maximum of $500/year. But they changed it into 90% without informing us. They are not even making us aware there are maximum $/visit. Our employees are not happy with them and we are not going to use them anymore once our contract is expired!

My stepfather had his new car ownership taken from him by the agent when he was transferring his insurance policy. They made it very difficult to get it back (we still do not have it). They keep promising to send it. The kicker is that they threatened to tow his new vehicle away as they had the ownership. A very sad company with nobody that has people skills. Messages to Ombudsman rarely returnedю. I would never use this company.