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by Quite Vexed Credit Card User on May 7, 2021
2 out of 5 stars
Credit Card Reviews
BMO CashBack MASTERCARD Consumer Reviews
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(13 reviews)
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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I am happy with the card. Rewards are very valuable to me. I have had no negative experience with the card so far and I don't expect I will.
I love the rewards offered and the ease in which I can redeem. No negative experiences Very happy with the card and what it offets
Scotia Momentum Visa Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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Like to have the cash back feature which covers the annual fee for a lower interest rate but a lower rate would be even better since I don't use my card too many times.
There good but there monthly fees are a pain it's hard to make minimum payments and pay it off they need to rethink there interest rates
It was my first credit card. I keep it for the no annual fees otherwise the rewards and interest rate are industry standard.
Scotia Momentum VISA Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
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i use this card to get air miles and try to pay it back during that month.the interest is high and i don't like this so air miles is my reason only for having this card
Bmo cash back card has cash back 1% . They give you credit every year automatically. It is easy to use.
I have had the card for several years and I am quite satisfied with it.
Scotiabank® Gold American Express® Card
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:
- Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
- Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
- Earn 1 point for every $1 you spend on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65
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the points of this card is too low and even change to the airmiles
After moving, I noticed an error in the address of the monthly statement. I tried to change this online, have to create an online banking account, only that doesn't work: kept getting "Something's Up!" error and tried to call instead. Tried calling, but wait times (early May 2021) are over 40 minutes, meaning I can't wait. Why don't they have a call-back service as in other service industries? There is no way to email them because you have to have an online account for that. So a Catch-22 situation in trying to get in touch with them. Will have to drive to another town where there is a BMO branch to get this sorted out and I'm not sure they can do that.