BMO AIR MILES World Elite MasterCard Consumer Reviews

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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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The annual fee is quite expensive
Airmiles program has had some set backs and thus the linkage to the rewards via this card are less valued to me.
Scotia Momentum Visa Infinite Card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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I really like that I can collect airmiles. I wish that they offered more miles for what you spend. I have never had challenges with my card and customer service is fine.
I find that the rewards are good but the annual fee tends to be on the expensive side compared to other cards