Credit Card Reviews
TD First Class Travel VISA Infinite Card Consumer Reviews
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(50 reviews)
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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Application (1)
Cash back (2)
Insurance: Baggage Delay (1)
Insurance: Flight Delay (1)
Interest rate (2)
Phone wait times (1)
Refund (1)
Rewards (9)
Rewards and Redemption (5)
Travel (17)
Trip Booking / Changes (15)
Trip Cancellation (2)
Trip Interruption (1)
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Solid redemption value, super easy to redeem
I've earned $thousands in rewards - they have been super easy to redeem actual travel expenses. I get the annual fees waived as part of my account plan. Account plan fees are waived maintaining a minimum balance.
Customer service has been solid, though have been hit a few times with more fraud locks than I would like when travelling.
Other cards will give slightly higher rewards percentages, but for higher fees.
Easy application process as well as the rewards are what we appreciate the most. We have used them many times and always found redeeming the rewards was always easy.
Scotiabank® Gold American Express® Card
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
Get this card / Apply online
have not tried to redeem for travel yet
It is a good credit card, I like using it.
Whenever I have needed to redeem my points the process has been extremely easy. I simply call in
Scotia Momentum Visa Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
Get this card / Apply online
good rewards. Travel insurance was a big savings. Love the TD Expedia web site to redeem points and get rewards. Low annual fee and good value for money.
I use my TD Infinite Via to get travel points to cover the cost of hotels when I travel. It's a great card.
Application was not necessary as I was preapproved and process was simple. No negative experience and pleased with features of travel insurance
Scotia Momentum VISA Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Get this card / Apply online
I find it confusing and frustrating when using ExpediaforTD when trying to book all inclusive vacation packages.
The TD Visa CC due dates keep changing making it impossible to keep track of your payment dates. TD is the only Visa I know of in North America that uses this tactic with no email alert provisions for payment due dates.This is a deliberate tactic used to extort late fees from its clients. TD is the worst bank I have dealt with in 50 years of business and personal banking. They should be sued for unethical business practices.