Credit Card Reviews

Capital One Platinum Costco MASTERCARD Consumer Reviews

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(190 reviews)
Capital One Platinum Costco MASTERCARD
1.4 out of 5 stars:
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On hold for over 30 minutes

by ron b. on Sep 19, 2017
1 out of 5 stars

and not even an indication as to when they will pick up. After twenty minutes on hold I went to their website for live chat...there I was given an estimated time of 35 minutes. Incredibly bad service.

Why would a great company like Costco partner with such a terrible company.

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Very Poor Customer Service

by cheryl f. on Sep 19, 2017
1.5 out of 5 stars

The only reason I got this card was to shop at Costco.
They have switched their online banking service which they originally said would be done by September 18th but then without any notification now say it is September 25th.
Today when I tried to re- register for online banking , it asked me for my information and then said the information was invalid which was false. I had to phone the company wait on hold for at least 20 minutes to be told they had moved their change date to September 25th. Why the heck did it not say that when I tried to re-register? !!!! Where is the communication and consideration for their customers. It is lacking.

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Useless in USA

by Mike, Ottawa on Sep 15, 2017
2.5 out of 5 stars

Shop at Costco in Burlington recently. Capital One credit card not accepted. Why did Costco switch to Capital One?

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
What else will you get:

 

  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Mobile Device Insurance

Get this card / Apply online

Card declined without reason

by Shannon on Aug 17, 2017
1 out of 5 stars

My card was recently declined by two vendors. Capital One will not provide a reason for this, and in fact, did not warn me that it would be declined in future transactions. My card doesn't expire until the end of this month and they haven't sent me a new card. I always pay the total due each month and I am no way near my credit limit ($17,000). They simply decided that they didn't want me as a customer (for whatever reason I don't know). I have emailed Costco about this but Costco has not responded.

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The worth bank to deal with !

by Nelli on Aug 2, 2017
1 out of 5 stars

I still can not " forgive " Costco for switching from Amex to Capital One ! If you try to compare PLATINUM service of American Express with Capital One - there is no service at Capital One . When I applied for the card ( when Costco just started to offer it ) I picked the option to be notified by email if there is any big transaction appeared on the card ,no worries I am getting them but 3 to 4 days after transaction !!! Just to compare -Amex - the same day . When you do your payment it will take minimum 3-4 days ( most of the times 5-6 days ) to see money on the card ( Amex will notify you next day early morning that they received your payment ) , Try to increase your limit ....... and it will be the last drop . I can go on and on and on . If I could give a half a star I would , plus I would lower Costco rating too because of that card. DO NOT DEAL with Capital One , save your nerves .I am closing it.

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Very Poor Customer Service

by Bob on Jul 14, 2017
2 out of 5 stars

Requested an adjustment on excessive fees, almost $300 in 9 weeks, for cash withdrawals caused by low withdrawal limits on overseas ATM's. Total refusal to hear my problem. Disgusted, I closed account and now they blackmail me by withholding my $180 cashback earned as well. Great customer service, would not recommend this bank or credit card to anyone!

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
What else will you get:

 

  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Mobile Device Insurance

Get this card / Apply online

poor service

by SB on Jun 15, 2017
2 out of 5 stars

Costco capital one mastercard provides very poor service. I made the full payment of $6000 one week earlier than due date, still they withdrew another payment from my account on due date. When I callled, they are not willing to refund money. It is poorly managed card, planning to cancel it. Also very hard to increase credit limit for this card as compared to other credit cards.

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Card credit increase

by Disgruntled on Jun 14, 2017
3 out of 5 stars

The credit limit on this card is not high enough for my monthly purchases. I was told by call centre staff I had to wait 6 months and the balance must be paid in full. This has now been done...I even have a credit. When I called today I was told that my request was denied. Not very happy about this. Do not appreciate being charged if I go over the credit limit. Is that how you reward good customers? I will no longer use the card for purchases at businesses other than Costco.

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New Fees

by pudwalski on May 19, 2017
1 out of 5 stars

The card is okay currently. Will not work in mobile wallets. Fees are high. Today received updated agreement. All fees are increasing across the board. No additional services. Just increased fees. Pretty poor relationship and service to offer. Nothing but slam existing customers for being customers.

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Tangerine World Mastercard®

Tangerine World Mastercard

Earn 2% Money-Back Rewards on purchases in two 2% Money-Back Categories of your choice, and 0.50% Money-Back Rewards on all other purchases with Tangerine World Mastercard. 
What else will you get:

 

  • Have your Money-Back Rewards deposited into a Tangerine Savings Account, and get a 3rd 2% Money-Back Category.
  • No limit on the amount of Money-Back Rewards you can earn.
  • Change your 2% Money-Back Categories to suit your spending.
  • Mobile Device Insurance

Get this card / Apply online

Totally Rip Off

by Flm on Feb 23, 2017
1 out of 5 stars

Totally rip off!! Charged the fee that is not right!!
Charged the over limit fee where I could not find the date of transaction where the fee occurred, have to call the customer service several times.
They need to fix their record!!
Not recommended to use this credit card
I need to close this card, no benefit at all!!

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