Credit Card Reviews
MBNA Smart Cash Platinum Plus MASTERCARD Consumer Reviews
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(10 reviews)
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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Pushing people to apply for their credit at every single store and they run credit check which make you loose some credit point then they easily turn you down with decline your application. They will never say your application is declined, you'll receive a letter by mail.
Waste of time!
Due to the limitations based on purchases I have changed my way of purchasing to get the most. MBNA Smart Cash recently switched to Visa from Mastercard due to TD Bank. I purchase at No Frills which doesn't support Visa. I purchase at Walmart Supercentre but recently it was not recognized as grocery for the 2%.
My new attack is using Rogers Mastercard at 1.75% and 4% on world purchases and yes I am a Rogers customer so no annual fee. Second is MBNA for gas purchases and lottery at Petro-Canada gas stations for their points as well until I reach the $400 MBNA limit for the month then switch back to Rogers.
I stopped using Capital One Cash because it has 1.5% for all purchases which is now behind Rogers. I always pay on time so no loss in penalty fees.
Scotiabank® Gold American Express® Card
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
Get this card / Apply online
Good value (no annual fee; free cards for family members) but difficult to find all the benefits. Monthly grocery maximum is $400 for rewards.
The smart MBNA card offers cash back. This is a good incentive to use the card and I enjoy getting the cash back each year.
I am satisfied with it's 2% cash back rewards on grocery. But it used to be 3%... And I hope the reward can be used to pay my balance
Scotia Momentum Visa Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
Get this card / Apply online
easy to get rewarded
I do not use my credit card much but overall satisfied with the service. Also insurance is ok.
the card has good protection features
Scotia Momentum VISA Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Get this card / Apply online
The cash rewards from MBNA is better than others. But the other rewards remains the same as others. The rewards has the limit amount in a month.
The agent was so rude and have no idea about what he was talking about. Avoid this credit card to avoid headaches.