HomeTrust Secured VISA Consumer Reviews

Home Trust Preferred Visa Totally the worst company I have ever dealt with for a credit card. Sit on the phone for 40 minutes and then get no answer to the question or problem. Take 2 months to send a credit card and you don't know if you approved for the whole 2 months. When expedited, they had a problem making the plastic card and don't inform you that it is not going to arrive by Purolator as expected. Have spent over 5 hours on the phone and get absolutely no resolution. They are great at giving you the runaround. Will drop them as fast as can be, when any other card company in Canada offers a no-fee foreign exchange on foreign currency purchases.

Ten years after I had my card I've been told a 681 .00 balance is owing! It showed up on my credit rating in 2017. I had my card in 2007 and they have my 1000.00 deposit. Go buy yourself a cheap car to rebuild your credit or even finance a piece of furniture. They guys will screw you with fees. I've been fighting with them for months and I can't get a response that justifies their 10 years later fees!!! Run run run!