ICBC Auto Insurance Reviews

I had two claims in the past 3 years, unfortunately. One is 100% my fault and another is 0% ( I was rear-ended and I was a passenger only). Both experiences are absolutely horrible. 1. The accident that I was 100% at fault was very minor. The damage in total is less than 1000$. But ICBC increased my insurance by $5000 in 3 years!! 2. I was injured in another accident as a passenger. ICBC just tried their best to avoid paying for my medical bills. Almost 2 years past, they owe me $4000 in medical bills. When they charge someone, they are so efficient; when it is time for them to perform their duties, they become useless. Hate them !!

Once they pin on you, they want you to some good sum of legal costs to defend yourself even thought it is not our fault.

ICBC staff do not reply emails. If you call them, you will just go straight to the voice mail and never any replies.

The front line is nice and hard working but the adjusters....

I wish BC has more options instead of one lazy and expensive insurance company,

I’m a new immigrant in B.C. before I get my car, I called ICBC about the CRS level discount. They clearly said I need my past copy of my insurance records for up to 8 years, and they will give 40% discounts. So the day I purchase my vehicle, I asked the same question with my insurance broker, after he reviewed, he said there’s no problem at all, most of his clients from overseas provide same documents. So I get 40% discounts. Now the story begins. Few months later, I was involved in an accident, which someone made left turn at least 30 sec after the red light and hit me. So police came, they said that’s definitely not my fault, and there are other drivers were willing to be my witness, so I called ICBC to make claims. I reported what happened included police file number and witnesses info, and they said they will investigate the incident. Next day ICBC’s adjuster called and said I’m 100% responsible for the incident. I was shocked and asked why. He replied he can’t just believe what the witnesses were saying, and police report is for reference only. That’s just insane, and he also said he thinks the other driver who hit me had over 40years driving experience, so he believes what he said. I tried to talk to their supervisor and even reported to the fairness committee, but they all said their adjuster is professional, so their decision is final, which nothing I can do. Few days later, ICBC wrote me a letter regarding that they can’t give me 40% discounts, so I have to start from 0, so I called them again. They said that their underwriting department reviewed, and said the documents I sent couldn't be approved. I asked why? The documents indicate the no. of years and how much I paid for my insurance, also with no claim history. And they replied that they can’t determine it’s real documents or not. And I told them they can call or go online and contact with my old insurance company! ICBC replied that it’s my responsibility to prove the documents are genuine, not their responsibility. And same thing, no matter how I fight, they just don’t care. They even told me if I’m not happy, don’t drive in B.C., go Yukon or New Brunswick, insurance only 700 bucks a year. In conclusion, ICBC is very irresponsible, rude, racist, not doing the job right, and money thirst corporation. I don’t understand why people in B.C. are able to let this company operate.

Called about 15 times; spoke to different people and still got same answer. I asked why, they told me only the first adjuster review the evidence, everyone else only based on what initial adjuster typed into system. Abosulutely useless supervisor, manager, and coordinator; these people only 1 looked at the evidence. Also received different sayings. One of the adjusters told me she could measure my car’s position from my dash cam footage. I asked their supervisor for the tool name and how the device work, but she actually told me there’s no such tool, they had to eye-ball. What a bull shit, eye-balling can be accurate?!
BTW, they taught me, when someone is trying to merge to your lane, you are not required to slow down, they have to find a good time and spot to merge even when there’s construction ahead of another lane.

I had a car accident and it wasn't my fault. I had a call from the adjuster cause my car was total loss. She called and told me that she'll give me less money for my car and told me that I'm lucky. Lucky? I injured my back and lost my beautiful car and she's telling me that I'm lucky. I got so frustrated so i hired an ICBC lawyer called Nirwan Law Corporation. Harpreet already knew my problem and after only a month I got my money from the car and in 6 months from injury. Thank you Harpreet for all your hard work. I simply recommend Harpreet to anyone who struggles with ICBC SCAMMERS!

ICBC does not have your interest in sight...deny deny deny claims until you are so torqued you seek legal help, and then deny deny deny until court. Would love another choice, another option, and well freedom...to choose. Wouldn't wish ICBC on my enemies, unless they were ICBC, and then they would deserve each other. Is there another option? Insuring out of province?

I used an ICBC approved auto repair to do the replacement of a rear bumper of my 2005 Dodge Van. Staff were friendly until after I signed the paperwork . I drove home and got out of the van to check the repair as I opened the rear hatch the rubber seal all across the bumper was pulled off ( the integrity of the seal was totally intact prior to repair). I closed the hatch and took the the van back to the repair shop and pointed the damage out top the estimator. He look at it and said "we don't have to take the seal off to replace the bumper , I said "so I am supposed to fix this myself" He said yes and walked away. the alignment of the bumper was out by 3/4" and still loose. I am not happy with CB's AutoTech Collision & Repair Centre Ltd., 2804 Rock Bay Ave, Victoria, BC, V8T 4S1.

I have had 1 claim and while I was parked a backhoe backed into me. Now I have to pay 1800 for an adjuster saying that's how much the wear and tear was on my truck. Ridiculous how can they profit so much and charge me when this wasn't my fault. I can not for the life of me figure out how this is. Simply put they are a monopoly like rcmp they work in tandem to make profits. Take rcmp off the road and put these retards out there that way I can kick them in the balls for charging me for nothing. Have fun Alberta.

I had to work in Vancouver for one month in 2016, I bought a car and I did insurance with this insurance company. I paid the first month but I left back to Quebec the same month and the engine of the car stopped at the road and I went to the garage. They told me to scrap the car. The same day I called the insurance company and cancelled. All was good after then I found just now on my Equifax reported that I have a personal loan with this company, so I'm gonna talk with my lawyer and report them by Equifax Canada.

I got reared ended by another driver! So frustrated and adjuster was just horrible. He played games with documents and would accuse me of things without even reading the reports from the health care professionals. I emailed his supervisor and requested someone new. She refused. All the damage to my wife/me are in our muscles so we can't get a serious claim unless we wait for a year to see what is happening. The loss of quality of life isn't really a consideration unless something is super serious. I'm pretty frustrated with the overall process. I want a different option.