They were good to me.
by ThaGreatBakka on Jul 27, 2018
4 out of 5 stars
The true measure of an insurance company is how well the claims process goes. My daughter had 3 vehicle accidents in the space of one and half years and each claim was handled smoothly. A rental vehicle was arranged for me right away and my vehicle repaired/paid out within one to three months. I thought my premiums would sky rocket (because 2 or the 3 accidents were at fault) but they went up by a small amount. I'll be with Johnson for a while. I rather have confidence in a claim been paid out than jump from insurer to insurer looking for a 'deal' on premiums.
My wife and I have held home and auto insurance with Johnson Insurance (Unifund) for 10+ years. In that time we've had three auto claims for two not-at-fault accidents and one windshield repair. Each time a claim was necessary, the service was excellent. Our rates increased minimally three years ago and, since then, have decreased by $6, $100 and $210 respectively.
Our policies renew next month and I am shopping around for rates elsewhere. Only one company has been able to beat Johnson's rates with similar coverage. Despite my 10+ happy years, I may switch to save money (i.e. 40%).
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I had a total loss claim for which I was deemed at fault. From my initial call, to the subsequent four adjusters I spoke to, all but one were wonderful. I was able to get ahold of all adjusters (except the one) immediately, and they were quite pleasant, considering the circumstances. I am still working through the injury/liability parts of the accident, but in terms of the car replacement - the no-charge "depreciation add-back" meant that I got the full value of the car that we paid almost a full year ago - and it was less than 2 weeks from the day of the accident to the day my claim cheque arrived, during which time the rental car was paid for. Impressive.
My one concern is that I was given a ticket (although the officer advised me to fight it, which I am), so we will see how that affects my insurance on renewal - although my accident forgiveness was intact, so I won't be dinged for the accident itself.
Overall, they're a bit more expensive than some other places (but not many), but they're very worth it. I'll be recommending them to everyone I know that needs insurance.
My claim was handled very quickly in a non-judgmental way. The impact on my future premiums was carefully explained and to my complete satisfaction.
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Other than a 40-minute wait on the phone to get through to them once, I had an overall good experience with them. A car backed into my car when I was parked, and the entire claim process went pretty smoothly. They gave me 4 options on where I can bring my car, I went with the best-looking place that had the best reviews. They got me a rental when I brought my car to the auto body shop. It took 3 days to fix my bumper and everything went smoothly. Overall, I have to say I had a pretty good experience dealing with Johnson. :-) Also, the accident was deemed that I wasn't at fault. I have seen all the bad reviews and figured I should share my experience with them since they were pretty good to me. I guess people only feel the need to share their bad experiences and not the good ones. I'd recommend this insurance company to friends or family.