Wawanesa Auto Insurance Reviews

Dont let this company fool you. Most if not all the reviews are based on people who have not been in an accident or who have not submitted a claim. Steer absolutely clear of this company. Their rates are the only thing going for them. Don't wait to find out what its really like to submit a claim to this company. Adjusters that talk down to you and haven't got a clue whats going on because they just follow policies and procedures.
Run down walk away from this company. Do your self a favor and go with the best. Western! Skip this company all together. Horrible communication skills. If Wawanesa was the only insurance company left in the world, I would drive without insurance and take my chances.
Guys don't let the figures sway you, they are the absolute worst insurance company ever. They are at the top of the worst.
Don't fool yourself I've been with them for many years too, and everything was fine. Until I needed them.

I was rear ended resulting in a minor dent in December 2012. It is now four months later and despite numerous attempts to contact the assigned agent by phone and email by both myself and my broker I have yet to make a claim. This was after 8 phone calls and seventeen emails that I initiated. The system of reporting an accident requires a verbal presence with the adjuster on the phone. Sending written cdetails under one's signature is not acceptable. The adjuster refuses to set a phone time but calls randomly. Even with thus random calling he only made an attempt to call twice in this whole period of time. My return calls and detailed emails went unanswered. I would NEVER insure with Wawanesa again.

Had my Truck Stolen recently. The claims process was an absolute nightmare, the adjuster felt her only role was to watch from the sidelines and deny expenses, not helping me through the process, no consultation, no helping deal with the Autobody shop, could not even reach her by phone. Always had to e-mail. My truck was gone for 3 months for repair and came back with a list of issues that I needed to "deal with through the Autobody shop" or fix myself. I was paying insurance for 2 specific reasons 1)to get me back to the place I was before the event 2)to have a helping hand when I did have an issue Instead I got a distant accountant. When I asked to dispute claims items that decided by her with no agreement or consultation with me, I was told here's our dispute mechanism- hire your own appraiser and they can fight it out with ours. Good luck making that work for you. By the way the Appraiser was also terrible, the shop evaluated that my truck needed a batch of Front end work that it did not need (have pics to prove), instead of maybe actually taking a look he just reported to the adjuster only and they agreed to disallow the work meaning no mechanical work was done at all. I got back a truck with a large list of repairs and less functionality. On top of that, I have to deal with the shop warranty process with no help. Stay away from this company!

I was rear-ended by a Wawanesa policyholder in October 2019, flash forward to (almost) February 2020 and I am still waiting on my settlement. They wouldn’t return a call for the longest time, due to saying “We can’t claim until our policyholder calls us back”. After they get an appraiser to look at your car, (3 months after the accident) they want to low ball you on the settlement. Now that I have agreed to a reasonable settlement they are harassing me about salvaging the car. NO SETTLEMENT CHECK - NO CAR! I can not afford to wait another three months to get the check to purchase another car. Has been by far the worst customer service I have ever dealt with. If you are in an accident with someone who has this insurance company, good luck! If you are thinking about purchasing a policy with them, go somewhere else. A very shady and rude company!

Low rates, HORRIBLE service. This company is complete trash. We reported our car stolen 3 days ago and have left multiple voice mails and emails that have all gone unreturned. We should've been provided with a rental by now, but haven't even been provided with a phone call. AVOID

I was a customer of Wawanesa and paid my premiums including collision insurance every month on time for 18 years. I had a collision a few years back. I had an estimate completed at a body shop, Wawanesa accepted the estimate and made an agreement to pay the cost of the repairs. Following the first estimate, I experienced a very high-risk pregnancy and was on bed rest, and it ended with the death of my child. When I took my vehicle in for the second estimate the body shop called me and informed me that Wawanesa would no longer follow through and keep their own word. I called the broker who laughed at my situation and I escalated it through Wawanesa. They were quite happy, smug and proud of themselves that they no longer had to pay the claim. They were very clear that now they were no longer legally obligated that they would not follow through with payment, regardless of their word that they would. Wawanesa, you might be legally in the right, but what an absolutely abhorrent and disgusting way to treat your own customers. Wawanesa took advantage of us during the single most difficult and vulnerable time in our lives, and they are proud of it. They increased our premiums, despite not paying out the claim. Left us with a $10,000 repair bill. My recommendation would be to find an insurance company that you can rely on and put your trust into. Ask yourself if you need that kind of stress when dealing with difficult situations? If you are having any difficulty, make sure you sue them, promptly and without hesitation and please reconsider giving your business to this company.

I've had the misfortune of having my truck burn down due to unknown reasons. This was Aug 2018. After I bought my new truck I had a bird strike and dented the hood. I decided to go through insurance. That was a mistake. They sent me around playing phone tag for days and wanted to send out an appraiser, to replace a hood. What should've been a 1-day process turned into 2 weeks? I would've been better off paying the 2k for the hood and paint myself. Now I've come to find out they pulling my insurance because of "too many tickets". Meanwhile, I've been on the roads for 15 years and have NEVER been involved in a collision or an at-fault claim. EVER. They can't look beyond their computer algorithms and statistics. This company is crooked and will serve you as long as you pay them and aren't forced to handle a claim. And if you do need to file a claim, good luck ever getting a hold of an adjuster or ANYONE that can help. STEER CLEAR.

I got insurance from them middle August & decided cancelled at the end of October. Their rates are ridiculous they try to squeeze as much money out of you as possible. Despite my policy being cancelled in October. They've taken money from my bank account 3 times this month alone over 3 insurance monthly payments as well as me paying for August, September, & October. Totalling 6 payments in 3 months absolutely ridiculous. On top of their greedy scam schemes, their staff is completely clueless about what is going on. Extremely unprofessional & cannot even communicate in a proper matter. I've exchanged over 50+ emails with them & am still currently in the works of getting my money back. The literal worst experience with something that is so straightforward. It is disgusting & pathetic. This is the first review I've made for anything. No joke. I went out of my way to make an account to tell you whatever you do. Do not get insurance from Wawanesa. I repeat do not.

Within the last 3 months, Wawanesa and Deeks's insurance has screwed me. They went into my account and charged me 2 NSF fees and another 2 this week. They went in on the same day and they told me they would try back in a couple of days. They lied. They went in again the same day. Both of these companies are working together to screw people. These are the 2 worst insurance companies I have ever dealt with and now they are saying it is my banks' fault and hung up the phone. I even spoke to a manager and she did the same thing. Be aware and careful because the will take your money too.