Car Insurance Reviews

PC Insurance Auto Insurance Reviews

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(49 reviews)
PC Insurance
2.7 out of 5 stars:
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Don't Take PC

by Victor on Nov 13, 2017
1 out of 5 stars

I definitely highly unrecommend everyone PC Insurance as a coverage.

There are many reasons behind it.

1) When I took G License, it supposed to reduce my insurance but PC never did that happened.

2) Recently I am planning to visit back home generally insurance companies help customer to waive some charges
but when I contact PC Service department they are saying I won't get any waived charges and the policy remains same.

Thank god I never met any accidents, I can assume PC can tell the third party sorry we can't pay you for your loss.

Zero Customer Value with Cheap Policy Rules.

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Terrible Customer Service

by dhw on Aug 27, 2017
1.5 out of 5 stars

I was supposed to get a new policy since I moved from Halifax to Ontario. Everything seemed fine until the broker didn't send me a new policy and temporary insurance and cancelled my old policy. I am unable to drive for two days and this affected my work. There's no one able to help after 5 pm on Saturday. I get that, it's Saturday so I don't care and I just want to go home, right?

This is so terrible. How can you forget to send a new policy, but only cancel your old one? Such a poor customer service.

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missing points for insurance

by NOT IMPRESSED on Sep 10, 2016
1 out of 5 stars

I was supposed to get 3000 points each year for renewing my home insurance policy& each year I would get 3000 more points also well as what I got the previous years. So 1st year 3000, 2nd year 6000, 3rd year 9000 points to a max amt. of 30,000 pc points (just for renewing each year). The same with the auto insurance 1st year 5000 points 2nd year 10,000 points, 3rd yr. 15,000 points to a maximum of 50,000 points. Each yr. after you would continue to earn 50,000 points for 30,000 points . So this is some serious points. I had insurance for 10 years auto & home & they never put the points in my account. I had to go after them for the points - the points were automatically supposed to be put into my account. If it happened to me - how many other clients are missing points they are supposed to get automatically.

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Not The Best Deal!

by Rusty on Aug 7, 2024
1 out of 5 stars

We have used PC for insurance for 2 years now. A year ago we moved to Newfoundland and the car insurance went up quite a bit. We questioned it and were told that this is just how it is in Newfoundland. At the end of the year here in Newfoundland we got notice that our premium was going up, to $3500 per year for one 2017 SUV. We decided to ask around a bit and see what others were charging. We were very surprised to find we could get car insurance in Newfoundland for half of this.
We changed providers.
With the new company our overall yearly bill for house and car is $2616 less than what we pay through PC! That's a lot of money.
Very disappointed in PC Insurance who we assumed as a broker is going to get you the best deal.
Some of the staff are delightful to deal with, but in terms of value for money, PC Insurance does not seem to have your interests at the forefront.
It pays to do your research.

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Terrible company to deal with, there is a reason they are so cheap

by unhappy_camper on Jun 11, 2024
1 out of 5 stars

Made the mistake of choosing this company for my daughters first insurance due to the price. We have been over charged due to an agent not updating the policy back in march. Since then I have talked to 3 agents and 1 supervisor all who end up ghosting and not dealing with the issue. Pembridge won't honor the original file date that I have emails for because she didn't do her job back in March and it finally got done in May. We will be cancelling and reviewing anywhere I can to help others.

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Misreprentation

by Unhappy in Calgary on Mar 22, 2024
1 out of 5 stars

To say I am disappointed is an understatement. When seeking a quote for car and home insurance, I was asked what I was currently paying. I told them. Then the salesperson gave me a quote undercutting my current insurer. I got a call later saying there was a premium increase of $21. I still thought it was worth it. My credit card was charged for the purchase. When I got the documents from the insurer, I found I had to pay an additional $312. This was 15% more than I was originally quoted. When I contacted salesperson, he told me to contact service. Very lengthy delay on trying to get through.
I will not ever deal with PC financial as a broker again.

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Awful customer service

by Gemini on Sep 22, 2023
1 out of 5 stars

My car insurance went up every year even I never had a claim!
Very long waiting time at call Center, unprofessional and helpless customer support!
Definitely NOT recommended!
PC insurance management should look at the company reputation and performance if they care at all!

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Terrible service

by Faisal on Feb 8, 2023
1 out of 5 stars

I recently had a negative experience with this company and was disappointed with the level of service I received. My auto insurance policy was canceled because I was unable to make my payment because the agent gave me an incorrect account number! This is extremely frustrating! I reached out to the agent prior cancellation of auto insurance in a month however the agent did not respond to my email. I followed up to figure out to make the payment to avoid cancellation and she got back to me before 5 days of the cancellation. She told me that I need to make the payment through banking and she provided me with the account number to make the payment, however when I put the account number on the banking system account showed up and I emailed her back and told her that I am unable to make the payment because the account does not appear, he replied that the account information that she provided is correct, so I thought I put wrong account number so I tired multiple time but I got the same message "the account number is not valid."

I emailed her the same day however she did not answer my email, but I called her office, no answer, however, she emailed me on the date of the auto policy cancellation and informed me that my auto insurance has been canceled for nonpayment. This is one of the worst customer service experiences I have ever encountered.

Based on my recent experience with PC insurance, I would not recommend them to anyone. The level of service and professionalism was lacking, and it was an overall negative experience.

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Bad driving record? Your insurance rates can be double the standard insurance rate. Let us help you get the better auto insurance rate without breaking the bank.

Rubbish customer service

by Dammy on Oct 21, 2022
1.3 out of 5 stars

PC Insurance has extremely poor customer service, it takes forever for an existing customer to able to speak with any broker. Many of their representatives are very unfriendly with zero customer satisfaction.

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