Cooperators Auto Insurance Reviews

I had my truck go into the shop for a break and enter. Decisions that were made by the claims adjuster made me without a truck for 3 months and then I get a truck back with a damaged engine and I had to foot the bill to replace the engine which made me lose my insurance should not have had to deal with this. I jumped through all their hopes. I did everything they said. It was including filing a secondary police report for vandalism but the resulting damage ended up me having a damaged engine that they wouldn't cover they still screwed me over 11 years of being with this company paying full coverage on 3 to 4 vehicles at a time. Even when I got tired of being screwed around I asked to speak to a manager. People wouldn't let me speak to a manager... That's how they run their company.

I had a small accident while I was doing delivery for SkipThe Dishes, I didn’t know that I need to inform that I was doing SkipThe Dishes delivery and I even did it for only a few days. I told these people truly that what actually happened. I told them I didn’t know about this because I am a new driver and it’s a 2 months old brand new Hyundai Sonata. They took a statement from 3-4 times and I asked them if it's not covered, please tell me, I will fix it. They didn’t say anything, they were saying we are doing verification, it’s been 28 days, I didn’t get anything and they didn’t pay for a rental. I paid 1000$ for that, and still, my file is pending. Whenever I ask them if they would send, I need these documents and I send right away and again, they take time to reply, this is the worst service I have ever seen.

Very bad service. I give them my car, brand new Mazda three 2017, and they return the car with tire damage and when I asked them, they just said: "we are not responsible". Unprofessional team and untrustable place, I would never recommend.

I was involved in an accident with a Cooperators Insurance client who was the party @ fault. From the date of the accident, it took 2 months to settle the claim. I was in a rental vehicle in the accident and the rental company was about to send a collection agency after me when Cooperators finally assumed responsibility for the accident, and agreed to pay for the repairs. After Cooperators made the payment to the rental company, nobody from Cooperators contacted me to tell me that it had in fact been paid, So I lost sleep over it thinking I was on the hook for the repair and a collection agency was after me. It was 7 days after the payment when I was finally informed of the payment. Cooperators was not very coperative.

Cooperators was so nice and professional until I argued back about the horrible service my car received by “ their top - recommended shop” Took my Audi to a Chevy shop to have body work. I questioned as to why I would HAVE TO take it to them, was told they are extremely reputable and would stand behind their work 100% - My car was returned with missing parts, lose shields, one major damage was not even looked into. Had to leave my car for 2 weeks to have it finished and still once returned it was not finished. I took it to Audi who was able to reset the sensor lights. I demanded that a Co operator representative take a look at my a car at Audi.. After they did they told me they deemed that the additional scratches to the under shield were not caused the loss, it was caused by me .. driving the vehicle!!! Well the entire argument is that they did not fix the car properly. Its been 7 weeks since the claim was opened and obviously I have driven the car with a lose shield !!!!!.. I have written emails and made phone calls.. I have been very courteous and patient .. and today I was told that the same specialist who said would have called me back 5 days ago.. would definitely call me in 2 hrs. This is the first time I have ever had to use my insurance company and based on their actions I cannot give any positive feedback. If my experience helps anyone… please don’t sign up with them.. they are inadequate and lack the basic wiliness to want to service their customers. Bad bad service… they do not care about customer satisfaction … they don’t follow up and clearly they don’t care if the serviced car has pending work!!! T E R R I B L E SERVICE.

We had an accident with our truck where someone t-boned us. Everything was set up. Truck to be repaired & a rental. Our claim rep told us where to pick up the rental. Well after dropping the truck off at the body shop & going to pick up our rental. The rental company informs us that we can not pick it up due to being under the age of 25. Under standing. But our Rep should have been aware of the guide lines, Try the next rental place in our town & they can not give us a rental due to being on a GDL. (Which our rep didn't even know what a GDL was) She tried a place in the city (1.5hrs away) They need a deposit of $150 paid but us. Not taken care of by insurance. Not to mention it was a small car (We live down a long gravel road in the country, a car will not due)
I was very disappointed in the rep due to not being able to check out with rental company's to see what their policy's were when renting. So because we are still young & haven't been in to the city to get off the GDL we are totally screwed out of a vehicle till ours is down. Not knowing how I will be getting home tonight. & Not like she cared about the situation she left us in either.