They only like you if you have zero accidents
by Daniel Wood on Aug 1, 2024
1.7 out of 5 stars
Car Insurance Reviews
Cooperators Auto Insurance Reviews
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(169 reviews)
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Accident Forgiveness (1)
Agent/rep attitude (10)
Agent/rep availability (8)
Agent/rep callbacks (8)
Agent/rep knowledge (13)
Billing/payments (26)
Broker experience (1)
Cancellation experience (20)
Cancellation fee (4)
Claim - adjuster (6)
Claim - denial (3)
Claim - injuries (1)
Claim - not-at-fault (10)
Claim - rental car (13)
Claim - repair shop (6)
Claim - theft (1)
Claim - windshield/glass (2)
Claim payout amount (1)
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Insurance Rates, Prices (14)
Legal actions (1)
Parking/pausing policy (1)
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Policy changes experience (2)
Policy clarity (1)
Policy coverage (23)
Rates at renewal (8)
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Rates for good drivers (5)
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Rates for young drivers (3)
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Snow, Hail, Damage (1)
Review author
You apply to insurance to follow the laws of your province.
Though, you pick the insurance that you think will fit your needs best.
Especially when accidents happen, whether at fault or not.
You pay money into their program, hopefully for the coverage that aids you best.
This company doesn't care you pay them for their coverage.
They dropped our coverage because we are “high Risk” even though we also paid a fee for the coverage. Plus, we paid minimum rates they don't cover.
Then they tried to sell us to a sister company and then in a year we could go back like we'd want to go back to a company that doesn't want to cover us when we pay for their coverage.
Don't go with cooperators unless your car only sits in your driveway.