Presidents Choice Financial MASTERCARD Consumer Reviews
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Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
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Impossible to reach someone at customer support. I have spent hours over the last couple weeks trying to reach a person. Still on hold currently at 47 minutes.
Do not get their credit cards, they make you wait hours to get in touch with someone if your card is frozen due to “fraudulent activity”, and they will never notify you that they froze your card automatically.
Scotia Momentum Visa Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.
Get this card / Apply online
Terrible customer support! More than 2 hours on hold and disconnects you. Repeat call and same thing again and again I am now to the 5th hour, unbelievable!
Trying to speak to someone to contest a charge on my card: I called 3 times, got hung up 2 times, I spent well over 3 hours waiting and still no results.
Their online form to make a complaint is not working either, it's ridiculous.
DO NOT SIGN UP WITH THIS COMPANY!!!
Then in 2018 and on, my account is blocked due to small outstanding balances for a little more than 30 days. And the interest chargers they made were outrageous.
Since paying my last bill in Jan, they froze and blocked my card access. I have no balance owed. And I have no idea why they blocked my account. My only option is to phone. But I have given up on trying to reach PC Financial. This is an atrocious credit card service!
Scotia Momentum VISA Infinite Card
Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350. What else will you get:
- 4% on eligible recurring bill payments and grocery store purchases
- 2% on eligible gas station and daily transit purchases
- 1% cash back on all other eligible everyday purchases
- Complimentary Concierge Services 24/7 Visa Infinite Dining Series Visa Infinite Music Series Wine Country Wonders Luxury Hotel Privileges
- Comprehensive Travel Insurance & New Mobile Device Insurance coverage
Get this card / Apply online
They promise if you apply for a PC MasterCard you’ll receive 250,000 optimum points. Received my first 50,000 then waited on the phone for 2 hours two more times wondering where the rest of the points are. They inform me there is no such promotion and 6 months later I’m still here without my points.
Please read the reviews before you apply for this card it’s the worst customer service. So I just paid off the remaining balance and I will be making the 2-hour call to them to cancel my card it’s not worth the headache or aggravation that comes with dealing with this company.
RUN! There are better companies out there.
Very frustrated dealing with PC Mastercard! Got the card in the summer during a promotion of 100,000 points. Get the card… don’t get the points, advised I applied wrong:( ok. Keep the card then in December get a letter advising my card will be frozen if I don’t provide ID( keep in mind I have been using this card for roughly 6 months. 4 yes 4 hours wasted told to go to PC store to resolve.. guess what not must send on “ possibly “ secure email. Then on vacation and card is frozen! Call they want to again verify Id. Is this card worth the bother???? Caution to all!!!
Worst customer service ever... A lot of technical issues and so long wait time. If you have so many customer problems then hire more people.
Scotiabank® Gold American Express® Card
Earn up to 40,000 bonus Scotia Rewards points in your first year (that's up to $400 towards travel). What else will you get:
- Earn 5 Scotia Rewards points for every $1 you spend at eligible grocery stores, dining and entertainment
- Earn 3 Scotia Rewards points for every $1 you spend at eligible gas stations, daily transit, and select streaming services
- Earn 1 point for every $1 you spend on all other eligible everyday purchases
- Complimentary Concierge Services 24/7
- Comprehensive Travel Insurance coverage with 25 days of travel medical insurance for eligible persons under age 65
Get this card / Apply online
Worst customer service and worst bank ever!!! Calling 3 times to talk with someone waiting in total more than 8 hours and no help at all!
I wish I never got this card! I should’ve read warning signs on the reviews! Wait times over the phone range from 1-2 hours! Ridiculous. At this point, I’m just so frustrated with this company that I closed my account. I paid off all the balance due months ago, and for some reason, I am still getting interest charges even after the account has been closed! Be careful! This card is not worth the hassle!