Capital One Platinum Costco MASTERCARD Consumer Reviews

I really don't know why there's so many complaints and a low rating for this card because it is one of the main cards I'm using and really liking it. I've lost my card three times and their customer service representatives were always very fast on cancelling and sending me a new one; I always call in the early morning and the longest wait time ever is like 5 min. I like the fact that it gives actual cash for the cashback if you go redeem in Costco. Since you paid Costco membership already and probably have to pay it whether or not you want their credit card, this card is pretty much a free card with nice cashback incentives. It gives 3% for any eating places (which so far I don't find anywhere giving 3% for restaurant) and 2% on gas (which is pretty standard)!