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Rewards MASTERCARD Consumer Reviews

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(22 reviews)
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Scotia Momentum VISA Infinite card

Earn 10% cash back on all purchases for the first 3 months (up to $2,000 in total purchases). Plus, no annual fee in the first year, including on supplementary cards. A welcome offer value of $350.

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Don't take it

by kishorepoosa on Jul 11, 2022
1 out of 5 stars

Payments are so tough and any other credit card does the job. This has no use at all other than adding headache to your financial profile

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They would get less than 1 star from me but that's not possible!

by Wanda on Mar 6, 2022
1 out of 5 stars

In December I was on Amazon and saw the MNBA credit card option and I would get $50 savings, why not apply for the card. It took till January to receive so I tossed it in my desk unopened. Later in January, I placed an order on Amazon not giving it any thought as my information is saved regarding my credit card. In February I received a bill in the mail from MNBA. What the hell that envelope was still unopened on my desk so the card was never activated. I opened the bill to see I owed MNBA $46. I signed into my Amazon account only to see that either MNBA or Amazon had activated their card and listed my other credit card as expired! I was apprehensive to pay the bill online so I wrote a cheque and cut up the card and sent it back!! So dishonest and desperate for clients.

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Cutting down on Rewards

by cougar on May 24, 2020
1.5 out of 5 stars

I do not know if I should be thankful to them or not, you decide: My MBNA Rewards card seemed like a really good choice bringing me 1% cash dividends on most of my purchases. Of course I collected points, but I could then get a cash dividend at a rate of $25 per 25,000 points or something like that. Then I had a couple of transactions in 2017/18 that I disputed with them. One was an unauthorized hotel charge of $50, another was a dispute over wrong parts shipped by an auto parts company for which they refused to issue a refund total $75 to $100. They did nothing about these charges that made me upset. At about the same time they send me a new rewards agreement according to which I was going to be collecting "more points" on most items. Down the line they also mentioned that the rewards were redeemed at a different rate, now 50,000 points for $25 (or whatever it was). I immediately picked up a dividend card with another bank! My dividend rewards doubled! Not only that, in 2019 I rented a SUV from National. A rock hit my windshield and cracked it. The card insurance paid the whole thing! If it were my car, I was going to pay at least the $200 deductible on the $1,200 bill. MBNA, I wonder how you feel now that you've lost your fees on $50,000 worth of transactions on my card a year. The $50 you decided to keep on that hotel and the $75 on the parts will not make up for a single month, I am sure. The important thing, however, is that I am happy ;-)

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