Credit Card Reviews
HomeTrust Secured VISA Consumer Reviews
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(47 reviews)
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DO NOT CARRY A CREDIT BALANCE WITH HOME TRUST VISA! I had a refund of over C$3,000 resulting from a credit balance. Called them on 18.12.10, 18.12.08 and again today 19.01.08 and was told "a request has been made to head office", yet my balance is still C$3,000CR both on-line and phone-in. They are going to make yet another "request" again for me, but I have a feeling that I will have to keep phoning to ask them to "make a request" for the rest of my life. I could go to ATM to do cash advance - $500 each time 6 times. But that will trigger a "small interest charge" because of the "timing" thing!
I have used this credit card for over 12 months. No complaints at all as to service. The application process, by email and then confirmed by mail, straightforward and uncomplicated. 1% cash back on purchases credited to the account in January. No foreign transaction fees. Additional feature - free roadside assistance, although I haven't yet to make use of this, and can not vouch for its effectiveness. Online statements, clearly written with the ability to track expense categories. Travel notification requires a telephone call. I’d suggest that this be included as an online service.