Independent Life Insurance Reviews

ScotiaLife Financial Life Insurance Reviews

(4 reviews)
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(1.9 out of 5 stars)
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Paying out after death

(1.5 out of 5 stars)
by irish Sep 26, 2017
My father and his partner had life insurance policies naming each other as beneficiary - paperwork was filed when his partner died 18 months ago and he never received the money that was due to him. He passed away without receiving any satisfaction from Scotia Life Insurance and now they are giving me the same runaround and excuses they gave my dad... find another company to buy life insurance from and save yourself the headaches.
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Planning to get life insurance to protect your family, including children? Make sure that you get enough coverage. According to studies, it takes about $250,000 in total to raise a child to the age of 18 (and that doesn’t include any post-secondary education costs).

They take advantage of people

(1.5 out of 5 stars)
by Heartbroken Mar 04, 2016
My mother took out a policy. She had no money and making her payments was a huge financial struggle. After she died they denied our claim and left us with no money. They said she checked a wrong box when she filled out her application and because of that our claim was denied. They are heartless and ruthless.
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Worst amateurish insurance

(1.0 out of 5 stars)
by cpagnoux Jul 04, 2015
Over the past 25 years I moved several times and thus had to have several home insurance. This Scotia Home insurance (BNS Certas) is the worst I ever had to deal with!! It sounds they are beginners, only dealing with very small apartment and not able to cover for bigger homes!! If only they said so instead of asking you hours of questions and making you hold on to ask supervisors, seniors etc who visibly know nothing about nothing!! terrible experience!!! As a proud Scotiabank customer, the bank should stop working with this amateur group!!!
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Did you know there is a 35% chance of developing a critical illness before you are 65 and 65%-70% chance before you turn 81? That means getting a critical illness insurance quote is no less important than getting life insurance. Your choice.


(3.5 out of 5 stars)
by Edith Apr 11, 2012
constantly hounding me to increase my coverage. Almost enough to cancel the small policy I have!!
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