Worst ever
by Anthony Hylton on Feb 9, 2024
1 out of 5 stars
Never go with this fraud company, they will make you pay premiums during grace period of 2 years, then if you forgot to set up an automatic payments they will stop sending bills intentionally causing collapse of coverage and then when you call them they will say we can't reinstate, just apply for a new coverage. They are criminals! Call your attorney if this happens to you.
It takes a long time to reach company for information and claim, read all the fine print there are a lot of exclusions.
Their customer service for both insurance and financial advising is awful. You can't complain your broker or financial advisor because they won't keep it confidential.
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They are Liars Liars Liars. Nothing comes out straight. 7 out of 10 of their reps are negligent. They have little to no knowledge. If you don't know about Insurance in any capacity, do not expect any due diligence on their behalf. Mother passed and it is so hard to receive the beneficiary amount. Not to mention if you don't dig and continually call and ask questions, you will not know that they take almost %30 of your money for federal tax. Or so they claim. Stay away from them. Not a safe company.