Home Trust Preferred Visa Credit Card Reviews

My husband and I just applied for a Home Trust Preferred Credit Card that we would like to use on vacation in the States. Our application was refused and when I phoned their helpline, they couldn't help me or provide another number to call. We own our own house and vehicles, have a household income ten times the required limit for this card, and have no debt. I have heard that this was a great card but I guess it's not for us!

Well if you run it to tuff times like covid 19 or a slow down at work and start making half-payments good luck with you... The first thing is they lock the online account so you can check the account balance to pay them... and then you call them over and over and they say you are still locked out because you are still over .. and of course...
I went to paperless billing in April. They sent me an email on my balance which went... your right!!! It was locked out over and over this went on and on got sick of it really... and know this is a collection issue? Of over 10 years of prompted (my )service? Got my cell phone cut off so I could not call them that's how bad this lockdown has been but now I am up and running it was down only for 2 weeks.