Cumis Insurance Disability Insurance Reviews

My father fell very ill very quickly. Within days we were given the most awful news. Began the battle that we know will be lost. Helping him figure out how to afford to live during his battle. This insurance company has thus far been the worst to deal with. Do not purchase disability or life insurance with them. One of their claims officers had the nerve to even ask ... are u sure u didn't know you were ill. It seems suspicious u got insurance. But this tragedy is not happening to them, so what would they care. People buy insurance in case something terrible happens. And when it does, don't rely on these guys 'cuz their insensitivity is the last thing u want or need to hear.

We applied for our disability insurance and we have spent the past 5+ months waiting for a reply and have been denied. At $420/mth, they like to take your money, but not pay a claim. They have asked for almost our entire medical history. Ever hear of the privacy act?
Do not use this company! They will find every excuse to Not pay out. What kind of insurance company is this? Thanks Steinbach Credit Union for supplying us with a useless insurance company. If this is the insurance company your bank/credit union offers you, find your own. They will never pay out. They will come up with every excuse. Let you go broke, and then the bank forecloses. Our loans officer even told us to find a different insurer. I do not give this company any rating at all, but you have to choose at least one star to submit this review.

I had a terrible experience with cumis, after years of paying insurance to cover loss of employment when the time finally came they denied me saying I was on a contract. Yes, doesn't everyone sign a job contract. Even though all the appropriate paperwork was given, even thought the government even said that I was laid off and entitled to coverage they refused my claim. All those thousands of dollars paid into a crap insurance company. Run the other way, and find a decent, honest insurance company to deal with.