Cumis Insurance Disability Insurance Reviews

CUMIS insurance are very happy to take your money, as much of it as they can get their dirty little hands on. But good luck ever completing a claim. Their staff do not communicate, they will arbitrarily close your claim while stating that they "need more information" while no one is ever able to answer what additional information they need. I have attempted to complete a claim for 8 months now, still getting the runaround. These people more than happy to take your money. You'll never see a payout from them, they'll tie you up in red tape.

My father fell very ill very quickly. Within days we were given the most awful news. Began the battle that we know will be lost. Helping him figure out how to afford to live during his battle. This insurance company has thus far been the worst to deal with. Do not purchase disability or life insurance with them. One of their claims officers had the nerve to even ask ... are u sure u didn't know you were ill. It seems suspicious u got insurance. But this tragedy is not happening to them, so what would they care. People buy insurance in case something terrible happens. And when it does, don't rely on these guys 'cuz their insensitivity is the last thing u want or need to hear.

I had a terrible experience with cumis, after years of paying insurance to cover loss of employment when the time finally came they denied me saying I was on a contract. Yes, doesn't everyone sign a job contract. Even though all the appropriate paperwork was given, even thought the government even said that I was laid off and entitled to coverage they refused my claim. All those thousands of dollars paid into a crap insurance company. Run the other way, and find a decent, honest insurance company to deal with.