Disability Insurance Reviews

Desjardins Insurance Disability Insurance Reviews

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(13 reviews)
Desjardins Insurance
1 out of 5 stars:
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Worst Customer Experience Ever

by cjh2 on May 11, 2015
1 out of 5 stars

Got an individual disability for my girlfriend in September, but now she has a group plan. I called to ask for a cancellation form, and they directed me to every department possible.

Group, to Quebec, then to Toronto, they don't make any forms available just to make you run around. I would recommend anyone to use any insurance company besides them, I've never had to run around like they made me run around to cancel a small disability individual insurance. Because of this, I will ask my parents to cancel their group one as well, because if it takes them this long to send a form it'll probably take double to finish a claim.

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Huge Mistake

by desjardinsucks on Nov 9, 2014
1 out of 5 stars

The company I am employed by recently switched from another insurance company to Desjardins Insurance. Big mistake.

In less than a year of the switch, many employees including myself have had to jump through hoops in regards to coverage. They will not pay what they say they cover unless you go far out of your way to request a reimbursement check.

Most recently, they have cancelled covering a surgery I had and denied my disability claim because they say it was not filed in time. The hospital only fills out the forms to send to the insurance company after the surgery, and only after the surgery. Desjardins cancelled and refused coverage a week before I had to go for the surgery itself.

These people are scum. Avoid using them at all costs.

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Sacred Trust

by bilium on Oct 25, 2014
1 out of 5 stars

When I give a company access to my bank account I expect them to respect that trust. My automatic payments were increased 5-fold without notification.

I tracked down the agent who I like, but suffered through a less than satisfactory explanation.

I will never trust this company taking money direct monthly - ever.

I cancelled all policies and am waiting for the refund

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