Disability Insurance Reviews

Great-West Life Disability Insurance Reviews

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(70 reviews)
Great-West Life
1.4 out of 5 stars:
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by K.O. on Sep 1, 2020
5 out of 5 stars

I see all these horrible reviews and I was feeling doomed and afraid, but in fact, I have had zero issues or a bad experience and I have been disabled 6 years. My worker is amazing and always answers my calls and is supportive and kind. I am sure there are more people out there that have had good experiences with this insurer.

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Scammers

by Sad on May 12, 2020
1 out of 5 stars

I was injured in a surgical blunder. Been off work for 16 months. They are harassing me to go back to work when I am disabled and don’t have the use of my left hand. They don’t want to take responsibility. They want to put me to work and forget about me. NOT. This company also gave me someone else’s private information. Maybe time to sue them? And will try to override a doctor's note.

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Will do anything not to pay

by Disabled on Dec 24, 2019
1 out of 5 stars

Had a disability product. Terrible service. The caseworkers keep demanding doctor letters that I had to pay for, wasting neurologists valuable time as doctors had already signed off in forms to state I was totally disabled. Wouldn’t even consider Great-West Life. Really terrible all the way.

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Don’t ever use this company

by Overwhelmed on Nov 5, 2019
1 out of 5 stars

I feel like they scam people I’ve paid into this company for years through my work. I never had to use them until just recently. I had to have surgery and was going to be off work for 1 month to 6 weeks. All the papers were filled out by both myself and the surgeon. It has been a month and I have not seen any money from them... In fact, they are asking for all the forms to be filled out again by me and my surgeon. My surgeon has faxed them three times now..now no one is responding to my calls and messages that I have left. I had to pay my bills and rent with my credit card. I’m running out of money and I feel helpless. I’m not sure what to do anymore. This company needs to be Investigated.

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Are they scammers?

by apple on Oct 28, 2019
1 out of 5 stars

I don't know what is up with this company, I filed a short term disability claim but it seems like they do everything in their power to avoid paying you. I had to call maybe 50 times to get somebody to review my file, and even after several months, I haven't received a penny! Please avoid this company, lucky for me it was only a short term disability and I was able to withstand the damage.

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GWL-doesn't do their Job right

by GWL doesnt do job right on Sep 26, 2019
1 out of 5 stars

I've been on LTD disabled Insurance through work for 20 years - 1st with London Life then GWL bought them...I think my policy may have changed then... I've told GWL with every request they send me, exactly what my monthly CPP income was.. then I got CPP survivor benefit added when the husband died ... and they were notified then, and my disability payments never were reduced. OK... I figured I am allowed to keep CPP survivor benefit.. as I've always told them in everything they requested that I've "this total Includes CPP Survivor benefit" I'm told now... there IS no allowance for inflation. Every extra penny CPP gives me including what my Husband wanted me to have is deducted and I am ONLY allowed to make $800 month for life...HOW CAN ANYONE LIVE ON $800 MONTHLY for life in this era ?? Now GWL wants to do a review of past CPP payments as they say they overpaid me.... even Ontario disability pays $1,130 mo to their clients... However.. it was GWL fault their workers never read or followed up on what I've been sending them for over 7 years... IF there was an issue... someone on their end should have caught it years ago... Now they want $30.000 + paid back as overpayments of 7 years... and I don't even make anything close to what government assistance pays their ODSP clients.. and housing wants 33 % of income... If one can get that... This is their fault by not reading what I've been sending them all these years, and now want to come after me for them not doing their job right... I've had 6 different GWL caseworkers in past 8 years...who always approved my file because of what honesty I've stated... How can they make ME responsible for them dropping the ball??? I don't have the money to repay this amount :-( I guess I need a lawyer...

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Zero empathy

by Unhappywoman on Jun 20, 2019
1 out of 5 stars

This company has zero empathy and lack any form of communication skills when it comes to their clients. Being on short term disability for mental illness and they make it worse by refusing to cover any treatment for a psychologist after they referred me to their own doctor to see if I needed that treatment. After their own doctor stated I needed therapy from a psychologist they still refused to pay due to it “being too expensive” of treatment; been off work since February and they never once referred me to get any form of medical help so I bought it on my own and when I did that, they come back with zero financial aid and a comment of “we’re not responsible for your choices”. Apparently, someone who cannot work because of mental illness is to sit on the couch and do nothing and become worse because to them that is financially safe. Worst insurance company ever.

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In business to make money

by Displeased in BC on May 29, 2019
1 out of 5 stars

Dealing with GWL on a disability claim for my wife has been completely abhorrent. As others have noted, if they can find ANY reason to deny the claim, they will. We have in writing from them that while her doctors may consider her unable to work, they don't agree (without justification given) so go back to work. Despite our request to be seen by a doctor of their choosing, they declined and stuck with their decision on appeal. If your employer defaults to their decision, as he does, then you are stuck with the employer demanding that she return to work despite doctors instructions she can't. The sad irony in this is she is paying for this 'coverage'. The sad footnote is every health care provider we have dealt with, has had nothing good to say about patient experiences with GWL.

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Absolutely no compassion

by Mary on May 27, 2019
1 out of 5 stars

I've been off work for 5 months, my EI ran out in April, it is now the end of May. They told me complete lies about waiting for my employer to respond about my income to find out they didn't actually reach out until May 23rd. I've called a few times a week and they kept giving me the same excuse while talking down to me as if I'm bothering them to do their job. Now the person who handled my claim is away and will call me next week. I've been told next week for 4 weeks. This is completely unprofessional, you can't seem to get through to anyone in charge. I'm a single mother, having health issues, no other income. This is insurance I pay for and they treat me like I'm working for them. I have not been able to speak to one person who has been polite or understanding during this whole process. This is completely unprofessional...

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Bad service

by muammer on May 2, 2019
1 out of 5 stars

I am on the short term disability from my workplace and they work with the Great-West. I'm already on a 70% reduced coverage and they made me pay for the 150$ form they provide for the doctor to fill in. On top of that, there are 7 days waiting period without pay, if you don't have sick days you're pretty much in trouble. The doctor asked for 4 weeks no work, Great-West reduced it to 2 and a half. Every time you make a claim or a quote, they always refuse it or ask for more information. Everything to make you give up. The staff on the phone won't accept criticism and will argue with me.

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