Health insurance Reviews

Great-West Life Health Insurance Reviews

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(116 reviews)
Great-West Life
1.2 out of 5 stars:
Customer service:
Value for Money:
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worst company

by jpey on Aug 20, 2016
1 out of 5 stars

This is the worst company I have ever had the displeasure of having to deal with have been trying to set up my benefits package for a years time now with no response other than a number with a reference code that don't exist. They have bin deducting money from my pay cheques for the entire time and tell me I have no benefits with their company and that they have no record of me at all in their system. I would recommend everybody to steer the hell clear from this company.

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Dishonest, Horrible, Crooked

by Chuck on Jul 1, 2016
1 out of 5 stars

Avoid them at all costs. They will request Dr. letters for your claim and when you provide them with the requested professional medical opinion they will deny your claim. The appeal process is also a waste of time .

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GWL covers absolutely nothing

by lefred on May 16, 2016
1 out of 5 stars

As detailed with the other reviews, Great West Life will find any reason whatsoever to deny coverage, regardless of what your doctor says. I am requiring medication to deal with my arthritis, and my doctor and I have tried several treatments. Luckily I have supplemental coverage through a different company (who approved the drug with no hassle!) because Great West Life wants me to try a drug that would react FATALLY with the drugs I am already on (and have been on for years). Literally they want to put me at risk of DEATH before they cover this other new drug.

Great West Life - we'd rather kill you than pay you.

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Deny the claims

by DB on Feb 4, 2020
1 out of 5 stars

Worst company for any type of medical or dental claims. They denied a claim after a complaint and appeal. My son had 9000$ worth of dental claims prior to his 21 birthday but continued after his 21 birthday. The dentist was booked so treatment began a week after his 21 birthday. Still won’t pay. No goodwill with this company despite being a customer for 27 years.

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Sneaky and Terrible Coverage

by frustrated on Jul 16, 2019
1 out of 5 stars

I'm under my partner's health benefits. Chiropractic care is listed at $500 per year covered at 100%. I had my initial assessment for $125. This was the least expensive that I found in my immediate area in Toronto. Only $68 was covered much to my surprise. After extensive time on the phone, I was told that they only cover the lowest amount offered in my area. Looking at the Ontario Chiropractic Association's website I found that they recommend a fee was $88 - $150 for an initial assessment in 2019. The company refused to share with me their supporting evidence showing how they found $68 to be the lowest cost per hour. This is honestly so frustrating. If a plan offers $500 covered at 100% I shouldn't be surprised that my first claim towards this amount isn't fully covered. Maybe there are smaller towns in Ontario where $68 is the cost of chiropractic care but in Toronto, you're unlikely to find this. There's nothing that makes me so upset as sneaky and deceptive behaviour.

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Request For More Information

by STAY AWAY FROM GWL!!! on Jan 11, 2017
1 out of 5 stars

The most crooked and unprofessional company I've unfortunately had to deal with. They do everything they can to make you give up on receiving compensation. I had my dentist submit a pre determination claim outlining work I needed done. They reviewed and accepted the pre determination within a week. After treatment the actual claim was submitted and it sat for over a week before they posted the "request for more information notice" so I called to see what this is about and all they could tell me was to keep waiting to receive something in the mail I should of gotten by now. I haven't received anything in the mail and follow up phone calls are not returned or if I get through to an agent they rush you off the phone without any answers. They make it clear they aren't here to help you. Im pulling out of their benefits program asap and doing everything I can to get my company onto a better provider.

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GWL denying my orthotics claim

by GWL sucks on Aug 6, 2016
1 out of 5 stars

They are making me jump through hoops to recover my $. 700 bucks for custom orthotics they are resisting reimbursement when I have a clinical diagnosis of plantar fascitis. GWL does not provide quality health coverage. Gwl is a terrible disappointment. Gwl sucks and are very unhelpful.

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Request for information

by KrazyK on Jun 13, 2016
1 out of 5 stars

GWL is nothing more than a corporate sponge. It does a great job of stealing workers money and requesting more information on every claim that you try and put through. After doing nine backflips, 40 jumping jacks and 60 sit-ups you might get paid. This company should be ashamed of themselves. Notice how all the good reviews have little information. That is because they are most likely done by GWL staff.

They will request your correct address by mailing you the notice to your address! I don't get it? Am I stupid or something? Then when you tell them your address which is where they mailed it to they send you another request for information form for the same claim.

Complete corporate gangsters and our union the IBEW shouldn't give these crooks a penny!

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Do not get insurance with GWL.

by shalom on Jun 13, 2016
1 out of 5 stars

This is the worst of the worst. Was put on short term disability for heart issue, doctor would not renew my licence and I drive truck for a living. Had to wait 7 1/2 weeks for first pay cheque, and was about 1/4 of what I made. The Evil witch that looked after my claim could not give a care of my condition, she told me that I was running out of short term disability and if I applied for long term disability I probably would not get it, because not being able to drive is not covered, and I live 50 miles from work.
I had several claims with this company, because the company I work for goes with GWL, and every time just very negative. One time had dentist work done and was in the dentist chair, and dentist was doing work on my teeth, they tried submitting claim to see if I would be covered, and GWL wanted to talk to me to ask me a bunch of personal questions to verify it was me, I felt like 2 inches tall. The only people I would recommend this company to is my enemy's.

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Not recommend it!

by Andy on Apr 14, 2016
1 out of 5 stars

They often drag out the claims process in an attempt to avoid paying out a claim, which often puts customers in a position of having to cover expenses while waiting for a claim to be approved. The agent said that they "getting tones of faxes".
Requiring excessive paperwork to cover simple drugs .
Not good value for money

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