Health insurance Reviews

Great-West Life Health Insurance Reviews

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(117 reviews)
Great-West Life
1.2 out of 5 stars:
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Great

by KLA on Aug 21, 2018
5 out of 5 stars

I have never had an issue with GWL - always reimburses within a few days maybe a week with online claims. Paper claims do take longer but understandable. My pharmacy has even commented on how great the coverage is etc. My children have some significant medical needs and have always gotten what they need. I was surprised to see all the negative reviews, overall they have been fantastic, sure sometimes I wait for an email for a few days or have to be on hold for a bit but I understand I am not the only one that needs assistance.

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Horrible experience

by ainslieja on Aug 21, 2018
1 out of 5 stars

They sent me a letter in the mail saying they need additional information for my claim. There was no address and they didn't indicate how I was to provide the information. I then called them and they said they would send me an email with the information. It's been 5 days yet no email!!! How does this company stay in business?

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Hustlers

by JC on Jul 23, 2018
1 out of 5 stars

Will find any loophole to deny you, sham of a company and despicable people.

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Avoid at all costs

by joshua1hong on Jul 10, 2018
1 out of 5 stars

My school uses them and god are they awful. I had an eye exam and was told they would cover the cost of my frames, but that I had to pay upfront and they would reimburse me. I waited a month with no mention of this from them at all. I created an account on their painfully slow and worthless website only to find all the reimbursements were pending, due to a lack of a known address. They never even attempted to contact me for this information. The website was god awful so as I spent ages trying to navigate properly to set this information and at the same time, called them in case it failed to do so.

After a long while, I had finally submitted my address to them, both online and through on-phone support. I was told I would get my reimbursement in a couple weeks. A couple weeks later, a letter from them showed up at my place asking me for my address... Imagine my disbelief when they sent the letter to my address, asking for my address.

These guys are just around to steal your money unless you waste your time trying to keep them honest.

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Site "Temporarily" Unavailable

by Unimpressed on Jun 27, 2018
1 out of 5 stars

I have this insurance company with my employer and good grief does it ever suck. I had Greenshield with my last employer. For the last few years, Greenshield billed the pharmacy directly without making the employer pay extra. If having to submit your receipts for drugs is not annoying enough, you have to do it by mail. What a craptacular company. Their website works, apart from GroupNet. Every time you go to their website, you get the following message. I have been trying since Friday night and still see the same message. Need I say more. Site Temporarily Unavailable. We are sorry this site is only available. We are working to restore service as quickly as possible. We apologize for the inconvenience and thank you for your patience. Return to Great-West Life website: Click here to return to the Great-West home page. This is the worst insurance company in all of Canada! I cannot believe I have to send prescription receipts again through Canada Post to get reimbursed (80%). They mail you the cheque and explanation entirely in French on top of that, no English anywhere. If you don't parler Francais, you will not understand most of it. The form I submitted was in English as were the receipts for meds prescribed by a doctor in Ontario. I have no idea what the letter says and short sentences in Eng are long in Fr. I would have to type it in Google translate, as they do not use email. I know this is a bilingual country, but do they seriously expect everyone to know French. Moreover, they don't even cover the prescription strength (a strength not available OTC), generic allergy medication, the same one Greenshield covered. Maybe that is why their explanation of my benefits for the receipts was in French? So unimpressed.

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Thieves

by laxreball on Jun 14, 2018
1 out of 5 stars

The worst company I have ever dealt with. They take your money, but try to make a claim. Lying cheating thieves!!!

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Horrible customer service

by jmc27 on May 23, 2018
1 out of 5 stars

I am a completely healthy young woman - yet somehow it took them over 8 months to approve my benefits application. They lost my application several times, then sent me in the wrong direction several more. Absolutely horrendous customer service. Once I finally did get approved, they sent all my information and my drug and travel assistance card- but when I called to set up my online GroupNet, they said they have no record of me having benefits through them.
Thoroughly disappointed!

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the worst insurance company

by Butter on Apr 12, 2018
1 out of 5 stars

Unfortunately, my husband has a group plan with this company. They provide the worst customer services, the hotline often gets disconnected. They refused claims even though we provided all the documentation they requested. I'm just hoping their company will choose another insurance company with better credibility, I can’t wait for this nightmare to end soon.

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Worst experience I ever had!

by Peter G. on Apr 11, 2018
1 out of 5 stars

They will do anything to deny even a 100 % pay for a basic dental claim (filling) and they will make up a reason to do it. When I called and asked them why they paid 60% and I have to pay 40%, the customer service actually HANG UP on me and never returned my call. Worse experience I ever had! EVER!!!

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Wish it could be zero stars

by unhappy on Apr 4, 2018
1 out of 5 stars

I have GWL health and dental coverage through my workplace. My husband has a different insurance company. Previously with coordination of benefits, we wouldn't pay much more than about $50 for any dental claims because GWL would cover whatever my husband didn't quite cover. Ever since the new 2018 dental fee guide has come out, they no longer cover anything more than the fee *guide* outlines. This guide is woefully lower than reasonable dental costs. Now GWL has left us paying upwards of 1/3 of dental costs. This is ridiculous. When I call to ask why their policy has changed, they just say it's because of the fee guide and plead ignorance. What a horrible company. If I could switch, I would.

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