Privacy Policy

At InsurEye Inc. (“InsurEye”) We are firmly committed to safeguarding your confidentiality and protecting your personal, financial and business information. The principles that follow apply to all of our dealings with you.

By using our website you consent to the collection, use and processing of the information that you provide to us in accordance with the terms of this Privacy Policy. If you do not agree to these terms, you may not use this site.

What Information We Collect

InsurEye collects such personal information as is required for the purposes identified by us in this Privacy Policy or identified by us at the time that we collect the information from you.

InsurEye requests certain information from you if you elect to register as a user of this site or request a quote for one of the products introduced on this web site. Registration Information may include your personal data (e.g. full name, age etc) and contact data (e.g. email address, phone number etc).

If you choose to get more information OR apply for a credit card OR an insurance product mentioned at INSUREYE.COM, you are taken directly to the credit card issuer’s OR insurer’s website OR we share your data with a licensed insurance professional to provide your with a requested product information.

The extent of the information that is collected depends on the nature of the services being offered and that you select to receive. We may ask you to provide us with information about you to assist us in providing you with tailored insurance product information, insurance quotes, connecting you with an insurance professional and other services, meeting your various needs or to better understand the requirements, profiles and experience of our site visitors.

The types of information that we may collect from you in order to provide you with our services varies from service to services. Here is an overview of data we collect from you:

INSURANCE PRICE COMPARISON:

Required for tool use:
– Email address
– Username
– Password
– Postal code
Voluntary / Optional:
– Age (as high-level set of choices)
– Income (as high-level set of choices)
– Occupation
– Gender
– Current Auto / Home / Life insurer
– Current monthly or annual Auto / Home / Life insurance premiums
– Vehicle value (as high-level set of choices)
– Driving record (as high level set of choices)
– Vehicle coverage (as high level set of choices)
– Home ownership (as rented or owned)
– Home value (as high-level set of choices)
– Type of life insurance products purchased
– Coverage amount (as high-level set of choices)
– Smoking habits (as Yes or No)

CUSTOMER INSURANCE REVIEWS

Required for tool use:
– Email address
– Username
– Password
– Name of insurance company to review
– Type of insurance product to review (e.g. Home Insurance)
– Insurance ratings as evaluated by you (e.g. for Customer Service)
– Your insurance review
– Your screen user name

INSURANCE QUOTES

Information collected varies across different insurance types and may include (but not limited to): gender, age, occupation, smoking habits, coverage required, type of product required etc. Please review our insurance quoting forms for an exact list of data we collect

OUR B2B TOOLS:

Our B2B Tools such as “Testimonials Widget”, “Insurance Trust Seal”, “Insurance Referral Program” and “Interactive Online Tools” collect and process different sets of information. If you are a Business Client, we are happy to provider you with a list of data captured by our tools.

 

You can visit this site without telling us who you are and without providing InsurEye with any information about yourself.  However, certain anonymous information may be collected by us automatically, including your IP address, the name of your Internet service provider, your operating system, your browser, as well as the date, time and pages that you visit.

If your Web browser is configured to accept cookies, we may place either temporary cookies (only until you exit your current browser window) or permanent cookies (until you manually disable or delete the cookie using your browser software) on your computer.  A “cookie” is a small piece of information that our Web server automatically sends to your browser for storage on your computer, which then permits our Web server to recall information about your preferences as a part of the Anonymous Information.  Please note that portions of this site may not function if you do not accept cookies.  InsurEye also allows third party partners to place session cookies on your computer to collect non-personally identifiable information such as aggregate use statistics for internal evaluation of the site.

We use a service offering of a third party (GOOGLE ANALYTICS) to collect anonymous, non-personally identifiable information to evaluate the effectiveness of our websites and its traffic. This provider may use cookies to collect this information. This data helps us understand how visitors use our website, such as the most visited pages and features. To view their privacy policy we encourage you to visit their web page. We have no access or control over these types of third party cookies.

In the course of advertising, a third party advertiser may place or recognize a unique cookie on your browser. INSUREYE.COM assumes no responsibility for any cookies placed on your browser by such third-party advertisers.

The INSUREYE.COM blogs section ARTICLES allows you to submit comments and feedback on blog posts. In order to comment on these posts, we ask for your name and email address, so we may contact you if needed. Your name and comment will be visible in the ARTICLES section after publication of your comment. Your email address will not be displayed on the site.

The INSUREYE.COM section CONSUMER REVIEWS allows you to submit reviews to insurance companies. In order to submit reviews, we ask for your real name, screen user name and email address, so we may contact you if needed or verify reviews authenticity. Your screen user name and comment will be visible in the CONSUMER REVIEWS tool after publication of your comment and its release by our moderator(s). Your email address will not be displayed on the site.

Our newsletter services are offered using a third-party provider MAILCHIMP. Thus we encourage you to review their privacy policy at WWW.MAILCHIMP.COM. We have no access or control over this privacy policy.

With the exception of the anonymous information described above, you will always know when we are collecting information from you and therefore have the opportunity not to provide the information.

Choice/Opt-out

If you no longer wish to receive our newsletter, you may opt-out of receiving it by following the instructions included in each newsletter, or you may write to us at INSUREYE.COM using our contact form in the web site section CONTACT to opt-out.

You may not opt-out of receiving email acknowledgements and responses to customer support or media inquiries.

Information About Friends or Family

From time to time, we will host promotions, surveys, sweepstakes, and contests on our web site. We will use the personally identifiable information collected for these promotions only to communicate with you about the event and to notify the winners. We will also allow you to invite a friend to vote when you register for some contests. We will send a one-time email to the friend inviting them to visit the site to vote during the contest. We only store these third party email addresses for purposes of sending these types of emails.

Sharing Your Information

InsurEye does not share information that we have about you with anyone except where required by law or where you expressly provide us with the permission to do so.  We may also disclose personal information without knowledge or consent to a lawyer or other advisor representing us, to collect a debt, to comply with a subpoena, warrant or other court order or rules, if required for the investigation or enforcement of laws, or as may otherwise be required or authorized by law. Where a request for personal information is made by an organization claiming lawful authority for the request, we will take reasonable steps to ensure that the requesting party properly identifies its legal authority

We never share, sell, rent, or trade personally identifiable information with third parties for their promotional purposes.

Keeping Your Information Safe

InsurEye has security measures in place and takes reasonable precautions to protect against the loss, misuse, and unauthorized access of your personal information under our control. To help us accomplish this, we adopt the following procedures:

  • Employ internal access controls to ensure that the only people who see your information are those with a need to do so to perform their official duties
  • Train relevant personnel on our privacy and security measures
  • Regularly back up the information we collect online to insure against loss
  • Periodically test our security procedures to ensure personnel and technical compliance

To report any known or suspected privacy or security breaches or if you do not feel your concerns have been addressed in our privacy statement, feel free to contact us. You may contact us in the following ways:

  • By email at TECHSUPPORT@INSUREYE.COM
  • Via contact form in our CONTACT section of the web site

Keeping Your Information Accurate

We do the utmost to ensure the information we have about you is accurate and complete. We strongly encourage you to help us keep our information current. Contact us at TECHSUPPORT@INSUREYE.COM at any time if you wish to verify the accuracy or update the information we have about you.

You may withdraw your consent to the continued collection, use or disclosure of your personal information by us at any time by sending an email to  TECHSUPPORT@INSUREYE.COM, but such a request would be subject to legal or contractual restrictions. We would also require reasonable advance notice to effect any requested changes. A request that we no longer collect or use your personal information, may mean that we will no longer have practical means to provide you with our services or products. You may no longer be able to log in to our site or may lose certain functionality when visiting the site, including functionality that depends on anonymous information such as the placement of cookies.

Use of Your Information

We use the information you share with us to:

  • Provide you services through our INSURANCE or CONSUMER TOOLS or CONSUMER REVIEWS or BUSINESS SERVICES web site section or connect you with insurance professionals
  • Beta-test our services
  • Distribute newsletters in case you agreed to that and provided your email information
  • Identify you in the ARTICLES or CONSUMER REVIEWS section on the web site if you are a registered user
  • Contact you occasionally about new products and services offered by InsurEye in case you agreed to that and provided your email information

If for any reason your information is required to fulfill a different purpose then that of your original intent or listed here, we ask for your consent before we proceed.

Your Right to Access Your Personal Information

If you want to verify the accuracy of other personal information we hold about you, you may contact us in the following ways:

  • By email at TECHSUPPORT@INSUREYE.COM
  • Via contact form in our CONTACT section of the web site

To avoid delays in obtaining your information, please provide sufficient detail to permit us to identify you and the specific information that you are requesting.

If you have any questions about our privacy policies and how they relate to you please contact us.

Collecting Information from Children

At InsurEye, we are committed to protecting the privacy of children.  If you are under 18 years of age, please do not submit any personal information through our website without the express consent and participation of a parent or guardian.

Third Party Sites Linked from InsurEye.com

This policy covers our online practices and does not apply to any third party sites, including card issuers or other sites that may be linked from our website. We encourage you to read the terms and conditions and privacy policies of those other sites to learn how they collect and use information about you.

Changes in This Policy

Because InsurEye will continue to implement new technologies and improve the services and features we provide, this policy is subject to change. Changes or additions to this Privacy Policy will be in this section of the website. You can always come to this section to learn what information we gather, how we might use that information and whether we will disclose it to anyone.