Insurance Quotes for You

By: Penelope Graham, Zoocasa The spring real estate market is the busiest of the year; those who have been mulling over a change of scenery since January are finally ready to take the leap, and eager to close the deal over the summer so they can be settled come fall. The market also sees an influx of new inventory, as sellers come out of hibernation and join the fray. Unlike selling a home in the winter, however, listing your home in the spring means more competition. And, even if you’re sel[...]

The life insurance landscape in Canada is quite unique. The infographic below shows all the key players and their size, reflecting their assets under management (AUM) based on life and wealth segments of the company’s business. (scroll further down to continue reading) In Canada, the majority of insurers fall under the umbrellas of three large companies: Manulife Financial (also owns John Hancock and other companies in the United States) Sun Life Financial and Great-West Life. These [...]

By RateHub.ca When it comes to budgeting for your vacations, travel insurance is one of those things that’s often overlooked. It’s easy to understand why: we have publicly funded healthcare in Canada, so many people assume that benefit applies to wherever we travel in the world. Unfortunately, that’s not the case. The cost of seeking medical attention outside of Canada is expensive. Honestly, a quick trip to the doctor or emergency room in the U.S. could cost you hundreds of dollars. If[...]

Get a Motorcycle Insurance Quote Driving a motorcycle means a completely different type of driving experience, and having and enjoying a bike comes with a price tag. Similar to car insurance, motorcycle insurance is mandatory in Ontario, similarly to other Canadian provinces. This article summarizes the key aspects of motorcycle insurance that you should know. Remember, though, that motorcycle insurance rates can vary across provinces. Once you are ready to move forward with insurance quo[...]

Critical illness insurance is one of those insurance types that often gets neglected. Here are a few statistics based on Manulife’s disability and critical illness calculator (a link is provided at the end of this article). If you are 30 and 40 years old respectively, here are your chances to get a critical illness policy before the age of 65: 30 years’ old 40 years’ old Female Male Female Male 19% 27% 18% 26% ~1 out of 5 [...]

Long before finding cheap home insurance, property hunters must first actually find a home that crosses off their list of must-haves, put down an offer, beat out competing bids and ultimately, close the deal. In Toronto’s super-hot housing market, that’s only proving to be a tougher task - especially if the dream is to own a single-family abode. Supply of freehold houses is at record lows according to the Toronto Real Estate Board, which recently stated the number of active listings ([...]

Something that is quite straight forward for Canadians often turns out to be more complicated for those who are new to Canada. Searching for auto insurance and getting a cheap car insurance policy is one such issue, but we are here to help. Here are some questions you need to answer and steps you need to take to get cheap car insurance if you are new to Canada. Question #1: Where, and how long, do you plan to stay in Canada? The provinces treat out-of-country driving licences differen[...]

The largest Canadian platform for insurance reviews has launched consumer reviews for mortgages and credit cards. Over 1,000 new reviews are now available online. Canadians can use these stories and experiences to educate themselves about the best mortgage products and the best and worst Canadian credit cards on the market. “Our platform has already been offering nearly 3,000 home, auto and life insurance reviews to inform Canadian consumers about the pros and cons of insurance. Now, we wan[...]

Buying with credit is safer than debit Debit cards provide a convenient method to make everyday purchases without the need to carry around wads of cash. While they benefit from the safety of a PIN number and daily withdrawal limits, debit cards can become compromised and fall victim to identity theft and fraud. Debit card issuers offer protection against theft, but restoring stolen funds into an account is a tedious process that can take several weeks. Credit cards, on the other hand, pai[...]

By: Penelope Graham, Zoocasa Getting a mortgage can be a fairly smooth process – if you’re the perfect borrower. Those with pristine credit scores, stable employment, little debt and dual household income will enjoy some of the most competitive rates available, which can add up to thousands of dollars saved over the course of a mortgage. But not all borrowers fit this ideal lender profile – and how far you deviate will determine how much more you’ll pay for your home financing. Here’s w[...]