Terrible
by Messi on Jan 28, 2021
1 out of 5 stars
Sonnet Insurance is a scam. I had been with them for 4 years all of a sudden, less than 30 days before my policy is supposed to be renewed, I log on to my account and they tell me my policy is being cancelled. I asked why they said they sent an email to manually send in an auto-renew form and this is a new policy of theirs. I checked my email and junk folder there was absolutely nothing there. They said it could have gone to spam and gotten deleted. Unacceptable if you are cancelling my policy and I need to be informed of the next steps. Then they proceeded to tell me if I want to continue my policy to pay first and last again and reapply. Then they quoted me $926 a month to renew my policy.
On September 15, 2021, we cancelled our renewed car auto insurance policy and the home insurance policy started date October 3, 2021.
On October 12, 2021, we have gotten two registered letters from Sonnet Insurance. Sonnet wants us to pay for renewed policies that were cancelled 18 days in advance.
We found out that Sonnet Insurance on October 3, 2021, tried an unauthorized attempt to take money from our visa card for car auto insurance policy and our home insurance policy started date October 3, 2021, those were cancelled by us on September 15, 2021. In our opinion, it is a theft attempt. We were lucky. Visa changed Visa card before that attempt.
I cancelled my policy with them a month before my renewal date, however, they still took a payment, when I called them on it they reversed it, but 4 days later took the payment again. When I called them on it they tried to blame me, I said how is a month prior to renewal, not long enough. Crooks, stay away from them. They also raised my yearly rate by almost 1000 dollars, without reason or notice.
My Dad passed away in March 2021. We cleaned up his estate and closed off any bills he had owing. Sonnet sent a collection agency after one of his policies (he had 2) in late July. They claimed they tried to reach him at his (disconnected number) in May for the payment. I thought I was done dealing with my Dad’s death but Sonnet just keeps reminding me he’s gone. Awful.
They cancelled my policy after 2 days they charged me one full month and they did not refund it!
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I have been with Sonnet since 26th October 2017. They have been increasing the monthly payments every year, even after that, I have been continuing with them. They sent me an email in August in which I had to submit my rent agreement which they already had from the beginning and was submitted to them again when I had a $1600 claim on my car last year. I got to know about that email when I received a letter that my policy will be cancelled this year. That email was in spam. I rarely check my spam box. I am ready to give them whatever they need from me but according to their norms I had to reply to them in August otherwise my police will be cancelled on 26th October 2020 which is their final decision.
I received notice my policy would be cancelled August 2nd as a result of them not having Proof of Active Status for my driver's license. I contacted them and provided this info, a week later I received a renewal notice and my rates had doubled to over 400$ a month, the same day I received a second cancellation notice with no reason stated. They then proceeded to cancel my policy on July 2nd with no notice to me, leaving me uninsured on a brand new $60k vehicle, for almost a month before I noticed. I have nothing positive to say about this company whatsoever, customer service is useless and knows about as much as the consumer, upper management plays phone/email tag with you for weeks on end with no resolution to any problems. Buyers beware. Avoid this company at all costs regardless of how good of a price they may offer, I'd been insured with Sonnet for 4 years at a very reasonable rate, no claims, no tickets, perfectly clean record, and they doubled my rates with no explanation.
They took money out of my account when cancelled my policy before the start date. And now they don't want to reverse the payment. Don't be fooled by them! They will cheat on you! They refused me for full coverage when I'm paying for full coverage from the beginning and they automatically cancelled it without me knowing hence my daughter driving without full coverage.
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I have had an auto policy for just under a year. I've NEVER had an accident, claim, missed payment, or even a ticket. I happened to log onto my account online one day, only to see a large notice on my homepage stating that my policy has been cancelled and I cannot make any changes. There was no explanation offered as to why they cancelled it (I truly cannot think of a single thing that would trigger a cancellation. Absolutely nothing about my policy or driving record has changed this entire time). But the more infuriating part is that they made no attempt to contact me to inform me. No letter, no email, no phone call. I would have been driving around illegally uninsured this entire time with no idea if I didn't just happen to log onto my account one day. I called their customer service line, and the representative (not a licensed advisor) couldn't provide me ANY information about the cancellation other than "we can no longer provide coverage that meets your needs"... how is that possible in the middle of the year, when I've not requested any changes to my policy or had any change in driving record?? Considering the immediate cancellation, I tried to confirm that they would not withdraw a payment for next month and that I would be refunded for the final month that I already paid, only to be told that that was not possible. When I asked to speak to a higher level of management about the issue, I was told that would also not be possible. I am tempted to take legal action against this crook of a company.
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These people are lazy and should not even work with wages. These people are a joke. First I have filed a claim and after three months of patiently waiting. I still have no response even after getting back to the adjuster that was on my case. I called and emailed, no response! So I decided to cancel my policy after a year, after that I got charge again for a new year term which I was not expecting because I turnoff auto re-new. The website is terrible, customer service and people who work here are terrible. We should start a class action suit.