Economical Insurance Auto Insurance Reviews

I had insurance with this company when I wanted to cancel my insurance they charged me $500 for cancellation, their service not good.

After trying to set up a policy they changed all the requirements as were at the dealership. On top of that, they quoted us at 3,686 a year and that was with a 30% discount which I might add, she couldn't give us the full original cost before the discount because they don't offer non-discount rates. Called a broker and in 5 minutes he got us a quote for over $700 less with no discounts. I would rate 0 stars if I could. The company with uneducated employees.

This company is awful. Instead of trying to keep me they decided to increase my monthly rate. No claims with them ever and that's how they say thank you. Now I am trying to cancel the policy.
Go somewhere else!

Had an accident. Had some injuries and they offered me physio and massage, but never followed through, and never sent me the forms. On the vehicle side of things they were of no help, wouldn't call the body shop back or the tow truck company or me. I have been with this company for almost 20 years and my family has been with them for over 40. They used to be ok, but now the company runs things more like scam artists.

Economical - sure they're cheap - but believe me when I say, when you need them the most, they'll simply leave you hanging.

Only when you are faced-off against the insurance company, will you realize how powerless we as consumers actually are - laws written by the insurance industry ... for the insurance industry!

Of all the complaints of home and auto claims, from people I know, about 20 in total, all but one was with Economical.

For one case, a near fatal car crash by an impaired driver.

It took 5 yrs to settle - fighting with their own insurance provider - Economical!

Economical will try to hold out to force the insured into taking a far lesser settlement. Economic duress is just one of the tools they employ - all very legal - naturally! All very sneaky - all very calculated and deliberate!

Horrible experience - they try every angle to wiggle out of liability.
I imagine most of the insurance industry is similar - but the vast majority of complaints I am aware of was with Economical - including family members.

If you have an older vehicle, say more than 5 years - and happen to be in an accident, no fault of your own, Economic provides little regard to anything other than the blue-book price - no matter how good a condition the car was prior. The same vehicle that you could have driven for years to come, with only maintenance costs, will see you forced you into a new/used car payment - in the end be prepared to loss money - again no fault of your own.

The province sold the farm when no-fault laws were passed ... by the insurance industry, for the insurance industry ... on our kind behalf!

Know the fine print and be sure to reference feedback by other consumers. Full credit to this website serving as a consumer forum.

Experiences, comments, and opinions of the author.

Be forewarned - cheap isn't cheap - when it comes to insurance!

I had the misfortune of a claim being put through that I did not agree to. I wanted to settle it privately but it was pushed through without my consent. When I left voicemails they were not returned . Awful customer service .

Total loss on my car, not my fault. They wouldn't cover for my storage at the body shop it was at, wouldn't pay for my repairs that was done on my vehicle (e.g. new engine & transmission).Wouldn’t pay for my child seats that was in the car. They didn't care about my injuries that I sustained in my accident and was only concerned about cutting costs on their end which ever way they can. Adjusters Ricardo and Shalini (extremely rude) and the whole company was just trying to take advantage of me on my first accident example by asking me "if I'm injured why do I have a rental? "You should return it if you not going to use it. Why does it matter if I have a rental I'm entitled to it under my policy and I can have it parked the whole time at my House or drive all over with it. It’s up to me on what I want to do with it.

Economical insurance only provides commercial driving records to the policy holder, or to their broker. So if you happen to need your driving record be prepared to beg your old boss to contact their broker and pray they eventually send it to you. What a horrible system, do they not realize companies close? And not everyone leaves on good terms? So in order to get my new job I have to get this letter of experience so I have to rely on my old boss who never ever even paid me on time to now be responsible to make this request???? How is that in any a cordage with the privacy act? Thank you economical insurance for high jacking my driving record and putting my future employment in the hands of my sketchy old boss who now won't even return my phone calls... this has to be illegal as its my driving record, I don't understand as the company I applied for broker tried to get it with a form I signed giving them permission to access this letter of experience... now I might as well just a ply for welfare as there is no way my old boss will make this request for me. How is this legal???? How is it protecting my privacy? Now my old employer is holding all the cards and is withholding my personal driving record????? I am contacting a lawyer.

I had an accident on the road in the snowy month last month. I stepped on the brake when I saw my car stop at the red signal, but my car stopped with a very slight sideways slip. Then the rear car collided with my car. And the Economical insurer concluded that 100% was my fault. Does this make sense? I am preparing legal action now. Do not ever join Economical insurance company.

No good, rip off people, stay away!! If you have a claim, get a lawyer to deal with them or they will just beat around the bush 'till you do.