Economical Insurance Auto Insurance Reviews

Car Insurance - a year ago, I had someone hit my car. The adjuster contacted me and I had to do his job, take all the pictures and send them to him, no one ever looked at my vehicle. I told the adjuster I was not getting my vehicle repaired under insurance until the other person claimed fault for the accident. The adjuster kept trying to pressure me to take my vehicle in to be repaired. I finally had to call my broker to get them off my back. After 3 month it was finally settled. The quote from the body shop was $850.00 but someone sitting at a desk decided it should cost $1150.00 so they gouged another company out of $300.00. New cost for 2024 increase of 16%
Home Insurance - My renewal in Feb. 2024 the cost for the year increased 61.2% for no reason. There were no claims against my insurance. Water damage deductible increased from $500.00 to $2000.00
When I looked at my policy to cancel, I noticed my first payment started March 15 when my policy started Feb. 15. My original broker sold to Economical a few years ago, and I thought nothing changed because my payments came out each month. But somewhere along the way I got ripped off a months' payment for Home and Auto. I have never known any Insurance company to give you Insurance starting one month, but having to pay until the next month.
When I canceled my Home and Auto the papers were signed through DocuSign and the following month (March 15) they took out another payment, it was bad enough having to pay them Feb. 15 and having to pay a new company for the same period. When I contacted the broker, they said they did not receive the forms through email. After a week or so of emails when I said I had enough, and I was going to give all the email including the one returned with the signatures to my Lawyer, and they could deal with him. In the next hour the signed form shower up, they said it was misfiled. On March 15 they took another payment from my account, so the broker was still slow in getting the papers in. I had my bank cancel the transaction and the money put back in my account.
I would not recommend anyone doing business with this company and on your renewal papers check your monthly payment plan. It would have been a rating of 0 if I could have given it.

Do not recommend. Lack of direction and no communication if a claim is made. They don't seem to care. But they love to get your monthly payments.

It is an insurance company from Hades and that is where it belongs. My car was stolen - they have offered the lowest possible price - they refuse to back up the price offer with documents - they provided a rental car for a short period of time - they are demanding I get an appraisal on the car I do not have. No appraiser can appraise a car that they cannot see. But this adjuster is telling me to get an appraisal. He rejected all the information provided by professional car people.

My only suggestion is to leave. Believe me you pay a very high price if you have to make a claim.

This insurance company has made my life so difficult so stressful. I have been dealing with them for the past four months. I don’t have a car. They didn’t pay my money back yet and they are not even giving me a Rent-A-Car. If you don’t want your life to turn into a nightmare, You all stay better away from these people. And my broker, she is the rudest person ever I have seen in my life. She called me. Told me I am a liar, and she shut the phone on my face. She’s so rude. She won’t even answer your phone or emails only when she feels too. I am very very disappointed of this company. They don’t have appreciation to the customers or they don’t take care of you. They will contact you only when you don’t make your payments. Otherwise you have to wait for their mercy.

The worst customer service that I received in Canada. I had an auto claim and the claims advisor told me she would reach out to me after 15 minutes of our phone conversation. I haven't heard back anything from her even after leaving 5 voicemails and 3 emails. She never picks up the call when I try to reach her or call back. It's been already one month since I have been trying to get in touch with her. Never go to this insurance company ever.

My car was written off 2 months ago. I have yet to see my settlement and the representative I have been dealing with is very unhelpful, doesn't seem to know what's going on, and has such poor grammar and English skills I cannot understand half of her emails. When asking questions she ignores the ones she doesn't want to answer. Will never use them again even if they are the best price.

It's been a week since I called and made a claim. I have made many calls and my car is still in a towing company's impound. The agent first contacted has not responded. The next agent said I would hear from her by end of the day, but that did not happen as promised. No one seems to be looking into anything from my end and no one seems to be taking care of my car or answering me.

Feeling Ignored is terrible.

Long story short.... I paid my High premiums for 2 years with Economical. My wife and I have never had an accident claim in 44 years of driving. My wife dented our rear bumper and we've been fighting with Economical for weeks to get approval to get it fixed. The repair shop said that they are getting screwed around and that Economical is impossible to deal with. SAVE YOURSELF THE FRUSTRATION AND NEVER BUY INSURANCE FROM ECONOMICAL!!!

Economical's service is horrible. Been paying hefty premiums for many years and now couldn't even get a call back from the adjustors for nearly 3 full months. I had to call the company out on Twitter in order to finally get a call. Infuriating beyond belief. Now after having the one call with the rep, things have gone silent again, the rep handling my claim has disappeared, and I can't get any response. The experience has been the absolute worst. My advice: never let your insurance broker hook you up with Economical Insurance, and do not renew with them if you're already stuck with this company.

My experience from day one has been HORRIBLE. The intake person was extremely rude, which didn't set a great tone to start with. My accident (not at fault) was on May 3rd. I am writing this review on July 27, 2022. I STILL do not have my vehicle. Keep in mind there were supply chain issues. My car has now been ready since July 21, 2022. After leaving several messages and sending several emails, I still don't have my car. All this because they haven't removed my deductible and haven't finished deciding about covering my battery. My car isn't even two years old. Simple paperwork that isn't being handled in a timely fashion.
When leaving a voicemail, you are told that you will receive a response within 2 business days - NOT THE CASE. I haven't received a call back from message I left on 07/20/22. This is on top of several emails from my broker and the repair shop. I am so grateful for my broker! She has had to escalate this with a supervisor for the SECOND time. The first escalation with a supervisor resulted in ZERO contact. As of today, I await their call. Let's keep adding days on to my rental...
The stress of this mess is NOT worth it! Seriously, do NOT use them as your insurance company. The LACK of care about their customers and their lack of response is mindboggling.