ICBC Auto Insurance Reviews

I was on customer service and the lady told me I can only pay today for my insurance (I moved to Edmonton for the time being and things messed up). I told them to please extend it to tomorrow and they said that is in no way possible and that if I didn’t pay by 12 pm tonight, I was going to be charged 3K and no explanation whatsoever on that. Awful awful company that has completely monopolized BC, people should start protesting because these scum are ripping people off and can choose to price their insurance to whatever they want and charge you whatever and you can’t do a single thing about it! As well the customer service is complete garbage and the manager even gave me attitude while I was panicking and asking questions. I told them to hold for a moment and they hung up the phone, horrible company and even worse service!

Every year I’m waiting for my discount and all of a sudden with no reason car insurance prices went up. I have paid insurance more than my car’s price and they are forcing the private car insurance companies to close. They are taking our money and give it as a high salary to their employers. Government act like they are deaf and acting for drivers complaints. The worst insurance company I have dealt with, we need a big number of people to start to react for these unfair prices.

Once they pin on you, they want you to some good sum of legal costs to defend yourself even thought it is not our fault.

ICBC staff do not reply emails. If you call them, you will just go straight to the voice mail and never any replies.

The front line is nice and hard working but the adjusters....

I wish BC has more options instead of one lazy and expensive insurance company,

After all the horrible things I've heard of ICBC I was weary of dealing with them, after being rear ended by a U-haul truck. I thought considering it wasn't my fault though it wouldn't have been that bad. I was sadly mistaken, having one of the worst experiences in my life. Being a new driver, I had random witness' follow me to the location of the accident just to vouch for me and my claim. I was very grateful, but despite the witness' ICBC still put me through the ringer stating I was still 25% responsible for the incident. Until the person who hit me ADMITTED their full fault in it ( with no apology from ICBC) . 9 months and in counting after U -haul quickly paid me out hassle -free. ICBC is still treating me unfairly on JUST the reimbursement of my insurance and transportation fees alone. After multiple attempts to contact them and stating who I was, my ICBC representative actually HUNG UP on me and patched me through to someone who couldn't even help me. She is still ignoring me to this day when all I am asking is what is owed to me. For an accident that wasn't even my fault! IT's about time we get competitors in BC ! They're raising all insurance 30% spike this year from now on and yet they don't even do their jobs as it is. I will literally go to AB just to get my insurance next time because I'm a young adult in a horrible society and if ICBC has taught me anything it's don't get hit by anyone or you are also taken advantage of. Also my boyfriend has been driving 2+ years safe driving in his company truck and failed his 4th test today! His failing reason : He didn't have his hands on the wheel at all times and he shoulder checked too much. It's all a money grab!!! Please take my advice and avoid ICBC at all costs. They will do nothing but give a headache for the rest of your life. As long as you pay , you have to put up with the horrendous treatment! I literally am only 20 and had my license for a little under a YEAR I'm already the biggest advocate to speak out about the injustice they bestow upon citizens.I highly suggest everyone invests in a DASH CAM FOR YOUR OWN SAFETY . Hopefully you have a wonderful ICBC free day !

ICBC is extremely expensive and gives you nothing back.
Its one of the reasons i am considering moving out of BC

They are very expensive, especially if you are a new driver. ( Typically $3000 for full insurance for a new driver.)
They have outrageous surcharges for a person with a collision history.
The autoplan brokers are not very knowledgeable and not very helpful, I have to call in at the ICBC centre to reassess my discount history and claim history in order to get a proper discount rate.

(I'm fed up with ICBC being a monopoly in the car insurance industry and it's time we allowed a competitor into BC.)

ICBC has had its monopoly for too long now. Its about time we allow private insurance companies to operate in BC. I would like to highlight the problems of monopoly and how the BC residents are taken for a ride by this monster called ICBC. First of all, the most expensive insurance in the world is ICBC - there is no insurance in the world that charges 4000$ for a new driver except ICBC. The sad part is that they are getting away with it since no one apparently in BC is doing anything to end this mockery.

The recent changes to ICBC were paraded out as rewarding the "good" drivers while getting "bad" drivers off the road. I have a spotless driving record (both incident and infraction free) of over 30 years end had the full discount. Now, I find out my insurance has gone up over 30% under the new system and my driver rating is what the broker called "average!!!" What would one have to do to get an excellent rating? The Broker could not explain why the cost had gone up and had no knowledge of how the cost was formulated. I would be far better off going third party which is where I will take my renewal.

I am a driver with a perfect record who had the full discount under that system. Since the change this year I am considered a driver with 17 years experience and still have the perfect driving record. I was shocked when I went to renew this year as good drivers were supposed to save money. It went up another 80 bucks from last year. I nearly had a heart attack as I drive a 2003 Jeep wrangler Sport with a perfect record and years of experience and I'm paying 2006.00 dollars for the year. In comparison, if I was living in Alberta it would cost me around 600 bucks full coverage for the whole year. To pay that much on an old vehicle is criminal and shows just how corrupt ICBC really is. To give you all contrast I was curious about what it would cost me to Insure a brand new 2019 Jeep Wrangler Sport with all the same coverages I have now. This is where it gets interesting and even made the agent sit up in her chair and wonder what is going on. So the quote on the 2019 Jeep was 2236.00 dollars, only 230 more than my 2003 Jeep. They cost basically the same even though one is a 2003 and the other is a 2019? How is this possible? If I had the money I would sue them for there massive corruption. We need private insurance today in B.C and ICBC needs to just go away. They have zero competition and are run by a bunch of crooks who are all padding bank accounts until the ship goes under. It would also be nice to give zero stars for the rating or even a negative rating as ICBC keeps showing that they are unable to run an insurance business effectively.

The prices for automobile and motorcycle insurance in BC are at LEAST double Alberta (which has private auto insurance). An example is a Kawasaki motorcycle that cost $8000 (very fuel-efficient) costs $294 for 3 months for the most basic insurance you can purchase from ICBC. In Alberta, it would cost $120. It takes about 1 hour to renew a license at ICBC and at least 35 minutes to renew an insurance policy. Their computer system is redundant and not user-friendly so the amazing ICBC representatives are doing so much work for nothing but angry clients who have no say.