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The Personal Insurance Auto Insurance Reviews

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(191 reviews)
The Personal Insurance
1.6 out of 5 stars:
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Horrible service

by Gauri Vickrant Datta on Feb 17, 2017
1 out of 5 stars

This company has to be sued. I had nothing but nightmare with this company. I am not sure as to what legal action I can take against them. Their customer service is horrible and no one seems to know what they're doing. Stay away at all cost from them - they're evil!

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Horrible company

by Two thumbs down on Feb 8, 2017
1 out of 5 stars

Stay away!! These people will put you in your grave before they process your claim. The way they handle things is very stressful and nerve wrecking . We are going through hell and back. They won't return our calls. And when we get a hold of them after numerous messages, they dont give us any information. its come to the point where we have no choice but take legal action.!

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Worst Company

by bbbfk on Oct 4, 2016
1 out of 5 stars

Don't ever get your insurance with them. They will rip you off as much as they can. I changed my address and they charged me 100$ monthly, while another insurance company would charge me exactly 100$ less. Then if you try to cancel with them, they will charge you 500$, in other words, you'll be stuck with them and they will laugh at you. They are the legal robbers.

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Only 1 star b/c I got my money

by Horrible on Dec 15, 2015
1 out of 5 stars

Took 1 whole month to process my car accident claim. Had 2 witnesses and they called them twice in that span. Ended with 50/50 fault. Got screwed with car rental as I eventually ended up owing $1k. And the adjuster had the courage to ask why I rented a car, to which I reply "I needed a car for work!!!" They undervalue my car by at least 3k but just happy I was able to get my money for this company. Worst company ever!!! Do yourself a favour, go find another company. I wouldn't come back with this crap company even if they paid $10k+ Or whatever amount. Just plain bs. Just want people to know. Stay away!!!

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Will find a way to deny repair

by El Gringo on Jun 14, 2015
1.5 out of 5 stars

Was rear ended at traffic light in my 2012 dodge caravan. Was persuaded to send vehicle to preferred shop from Personal. Three weeks later get car back, AC does not work and large discoloration where evaporator coil is located in rear quarter panel. Returned it to body shop who says they never painted panel and adjuster says AC unit was broken before accident. Claims rep tells me I haven't used AC this year (spring) so it must have been pre-existing problem. I have all my service records from dealer, nothing about broken AC unit. Unbelievable. Now I will file complaint to Insurance Ombudsman of Ontario.

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AVOID

by Appalled on Jun 4, 2015
1 out of 5 stars

Our car was hit in our condo parking lot while it was parked. The offenders had personal. Their inability to return phone calls and relay information back to the victims caused massive delays in repairs, and we wound up getting charged insurance for the rental vehicle while ours was being repaired. Now in the process of disputing that charge, but not holding out much hope. Avoid at all costs!

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That made a huge mistake!

by E on May 23, 2015
1 out of 5 stars

They took off the insurance on the car that was in circulation! I was driving thé car without collision and responsibility for 5 months! They just told me that "we made a mistake and we would have covered you in case of a claim" i can imagine the hassle that I would have gone through if ever I had a big claim! I wanted some sort of a rebate or a credit for their mistake too keep me as a satisfied customer but they did not want anything! I will take find another company and cut them loose! Stay away from them and their parent company Desjardins!

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horriiibbllleeeeee

by personal et terrible on May 12, 2015
1 out of 5 stars

after having a serious accident i am still fighting for my claim now more then 2 months the worst service ever mrs Josee L. the worst agent ever please think twice before going with personal for your own good and peace of mind agents rude and think they own the world after you paye for X months or years you still dont mean nothing for them they just dont wanna paye you for anything even a rental car listed on the contract personal is a scam and should be remover from the market a fraud co.

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auto claim

by frustrated on Dec 19, 2014
1 out of 5 stars

There is nothing good to say, in fact if I could give no stars I would. This is quite literally the most deceptive, dishonest, & corrupt insurance company. The insurance company of the person at fault was better at helping us than our own company, and yes you read that correctly, we were not even at fault for the accident!!!!! Not to mention the many times we caught their errors and informed them they had enrolled us incorrectly for insurance, prior to the accident even happening. DO NOT USE this insurance company, their lower rates are NOT worth it!!!

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Irresponsible Company

by Dragongrave on Dec 17, 2014
1 out of 5 stars

This is one of the worst companies in existence. When I screw up I pay, when they screw up I still ended up paying.

I had home and auto insurance with them, but somehow the addresses for the two were different and I never got my insurance card. They were sending it next door constantly and I kept calling and saying "I don't have it, I don't have it". None of them looked at THEIR FILES to see that the two unit numbers were different. I got ticketed 2 times for not having my insurance card, but when I confronted them they blamed me for it. How is it MY FAULT that THEIR FILES are incorrect? I guess I should have gone by and inputted my own information. As well someone put a false claim through after they tried to scam money from me for an "accident" and they wanted $2000 out of my pocket, when I told them to drop dead, they filed a claim, when I told the insurance what happened, they put an at fault accident on my record for something where there was NO PAYOUT AND NO DAMAGE. Amazing how I am now treated by the insurance industry like a criminal when I have paid my insurance for 12 years and have never had a pay out against me.

Never use this horrible company, they are rotten. I would give them negative stars if I could. They are one of the most unreliable people and you will be sorry for using their services because they will screw you on purpose.

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